Capital One® Spark® Miles for Business

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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT, GOOD
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Earn unlimited 2 miles per $1 on every purchase, everywhere
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Receive up to $100 credit for one Global Entry or TSA Pre✓® application fee
Fly on any airline, anytime, with no blackout dates or seat restrictions
$0 intro annual fee for the first year; $95 after that
$0 fraud liability if your card is lost or stolen
Free employee cards which also earn unlimited 2x miles from their purchases
No foreign transaction fees

Rewards Program

Miles Rewards

Bonus Offer:
50000 Miles once you spend $4,500 on purchases within 3 months from account opening
Max Rewards Per $1:
2 Miles per $1 on every purchase, everywhere

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
19.24% (Variable)
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
More details expand
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
19.24% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Cash Advance
Ongoing APR:
25.24% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0 intro for first year; $95 after that
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
None
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Earn unlimited 2 miles per $1 on every purchase, everywhere

pluses
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

pluses
Receive up to $100 credit for one Global Entry or TSA Pre✓® application fee

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
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User comments about Capital One® Spark® Miles for Business:
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