Capital One® Spark® Miles for Business

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Capital One® Spark® Miles for Business
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT, GOOD
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Earn 2 miles per $1 on every purchase, everywhere
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Fly on any airline, anytime, with no blackout dates or seat restrictions
$0 intro annual fee for the first year; $95 after that
$0 fraud liability if your card is lost or stolen
Free employee cards which also earn unlimited 2x miles from their purchases
No foreign transaction fees
Miles won't expire for the life of the account and there's no limit to how many you can earn

Rewards Program

Miles Rewards

Bonus Offer:
50000 Miles once you spend $4,500 on purchases within 3 months from account opening
Max Rewards Per $1:
2 Miles per $1 on every purchase, everywhere

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
19.24% (Variable)
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
More details expand
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
19.24% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Cash Advance
Ongoing APR:
25.24% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
31.65% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0 intro for first year; $95 after that
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
None
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Earn 2 miles per $1 on every purchase, everywhere

pluses
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

pluses
Fly on any airline, anytime, with no blackout dates or seat restrictions

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
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User comments about Capital One® Spark® Miles for Business:
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