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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
My GM Rewards Card™
Credit Card Details
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval
your rewards
EARN
REDEEM
BONUS OFFER
15,000
points
Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
REWARDS RATE
7X
7x total points for every $1 spent with GM
4X
4x points on all purchases
Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
Rewards don’t expire on active accounts that are in good standing.
Interest Rates & Fees
Intro APR:
0% (12 Months)
Regular APR:
20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
Penalty APR:
None
Intro APR:
N/A
Regular APR:
N/A
Balance Transfer Fee:
N/A
Regular APR:
29.99%
Cash Advance Fee:
None
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
None
Late Payment Fee:
Up to $40