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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
My GM Rewards Card™
Credit Card Details
- The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
- Get 15,000 bonus points after you spend $1,000 in your first three months.*
- Earn unlimited 7x total points with GM.*
- Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
- 0% intro APR on purchases for the first 12 months, then a variable APR of 19.24% to 29.24%.*
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
- See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
your rewards
EARN
REDEEM
BONUS OFFER
15,000
points
Get 15,000 bonus points after you spend $1,000 in your first three months.*
REWARDS RATE
7X
Earn unlimited 7x total points with GM.*
4X
4x points on all purchases.*
Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
Rewards don’t expire on active accounts that are in good standing.
Interest Rates & Fees
Intro APR:
0% (12 Months)*
Regular APR:
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023*
Penalty APR:
None*
Intro APR:
N/A*
Regular APR:
N/A*
Balance Transfer Fee:
N/A*
Regular APR:
29.99%*
Cash Advance Fee:
None*
Penalty APR:
None*
Annual Fee:
None*
Foreign Transaction Fee:
None*
Late Payment Fee:
Up to $40*