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My GM Rewards Card™

Rating: 4.6
APPLY
on Goldman Sachs' secure website
Credit Recommended: Excellent/Good
Consider offers for Fair, Bad or Limited/No Credit or use Credit Card Navigator Tool

Credit Card Details

  • The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
  • Get 15,000 bonus points after you spend $1,000 in your first three months.*
  • Earn unlimited 7x total points with GM.*
  • Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 19.24% to 29.24%.*
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
  • See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
  • Bank: Goldman Sachs Bank USA
  • Card Network: Mastercard
  • User Category: Consumer
  • Card Type: Unsecured
  • Issuing Country: United States

your rewards

EARN
REDEEM
BONUS OFFER
15,000 points
Get 15,000 bonus points after you spend $1,000 in your first three months.*
REWARDS RATE
7X
Earn unlimited 7x total points with GM.*
4X
4x points on all purchases.*
Redeem your unlimited points toward an eligible, new GM vehicle purchase or lease, paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®
Rewards don’t expire on active accounts that are in good standing.
Learn more about rewards of the My GM Rewards Card™

Interest Rates & Fees

Intro APR:
0% (12 Months)*
Regular APR:
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023*
Penalty APR:
None*

Intro APR:
N/A*
Regular APR:
N/A*
Balance Transfer Fee:
N/A*

Regular APR:
29.99%*
Cash Advance Fee:
None*
Penalty APR:
None*

Annual Fee:
None*
Foreign Transaction Fee:
None*
Late Payment Fee:
Up to $40*
Apply for My GM Rewards Card™ - Credit-Land.com

Rating 4.6

APPLY
on Goldman Sachs' secure website

My GM Rewards Card™

  • The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
  • Get 15,000 bonus points after you spend $1,000 in your first three months.*
  • Earn unlimited 7x total points with GM.*
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My GM Rewards Card™🜂

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