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ADVERTISING DISCLOSURE:
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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Gold Visa® Card
Credit Recommended:
Good/Excellent
Credit Card Details
- Our Lowest-Rate Card
- Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
- LOW APR on all purchases
- 0% Introductory APR on purchases made within the first 15 months after account opening; 0% Balance Transfers Promo APR for 15 months. 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $0
- Purchase Variable APR: 15.49% to 17.99%
- Refer to PenFed.org for Terms/Conditions
your benefits
Key Feature
Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
15.49% to 17.99% Variable
Penalty APR:
See Terms
Intro APR:
0% (15 months on balance transfers made in the first 90 days after account opening)
Regular APR:
17.99% on balance transfers
Balance Transfer Fee:
3% fee applies to each transfer
Regular APR:
See Terms
Cash Advance Fee:
See Terms
Penalty APR:
See Terms