Credit Card Questions


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Credit Card Applications » FAQs » Other Questions » I am tying to apply for a credit card that offers balance transfers to an individual who is trying...

I am tying to apply for a credit card that offers balance transfers to an individual who is trying to pay off other credit cards that have high interest rates due to I did not mail in my payments on time due to an illness. I have a large amount of outstanding debt, but I am able to repay if I can get a lower interest rate. Also, I will pay my bill on time.
Thank you.

Date: April 2, 2007, 5:45 am
The content is accurate at the time of publication and is subject to change.
Balance transfer credit card, that allows relocating your debt from one or several (usually not more than four) credit cards onto another with the lower interest rate, is a good way out. At our site we present various balance transfer credit card applications. But first it is important to mention, that suchlike cards require no less than middle credit score. So, if you possess fair, good or excellent credit, - then nothing prevents you from getting such a card.
With fair credit rating you are welcome to look through fair credit cards, among which you'll find cards with balance transfers option. If you are lucky to have good-to-excellent credit, 0% balance transfer cards are to your service. Read credit card terms and conditions of the cards, compare their requirements and specter of options to make the right choice.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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