I’m trying to rebuild my credit, but cannot get... - Build Credit History Questions


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I’m trying to rebuild my credit, but cannot get approved. I don’t have a big security deposit to start. I do not want a prepaid card. Do you know a good trustworthy card to go with?

Answered on | Updated on April 11th, 2014
The content is accurate at the time of publication and is subject to change.

If your credit score is 550 or higher, you can apply for the . It is an unsecured credit card with annual fee of $35 or $75, based on your creditworthiness. There is no application fee and no down payments. Your credit history will be reported to three major credit bureaus monthly and you will be able to monitor your credit score.

You should also consider applying for a secured credit card like the . The security deposit for this card will depend on your creditworthiness and will be $49, $99 or $200. Your credit activity will also be reported to the major credit bureaus monthly, so you will be able to rebuild your credit.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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