Applied for Alliant credit card that offered 0% apr... - Balance Transfers Questions

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Credit Card Applications » Questions » User Questions » Balance Transfers » Applied for Alliant credit card that offered 0% apr for 1 year to do a balance transfer, but...

Applied for Alliant credit card that offered 0% apr for 1 year to do a balance transfer, but they didn’t give me 0%, they approved me for something about 3%, and that’s with my 756 credit score! Is there a credit card that will give me a real 0% for balance transfers?

Answered on | Updated: July 22nd, 2017
The content is accurate at the time of publication and is subject to change.
This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.
There is a good choice of 0% APR credit cards for those who want to transfer their balances. For example, the Citi Simplicity card has 18 months 0% intro APR for balance transfers. The balance transfer fee is 5% or $5 of each balance transfer, whichever is greater. This card doesn’t have an annual fee, late fees or penalty rate. The card won’t allow you to earn rewards and if you prefer the one with rewards, then you may like the Discover it® Balance Transfer. In addition to 18 months 0% APR on balance transfers (when the introductory interest rate is over, the ongoing APR will apply), this card has a cash back rewards program. You will earn 1% cash back on all purchases and 5% cash back in rotating categories (up to the quarterly maximum and if you enroll). This card also has a balance transfer fee of 3% of each balance transfer.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% (18 months)

Ongoing APR on Balance Transfer: See terms

Excellent, Good Credit

Intro APR on Balance Transfer: 0% 15 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.49% - 25.49%* (Variable)

Excellent Credit

Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.49% - 25.49%* (Variable)

Excellent, Good Credit

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