This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.
There is a good choice of 0% APR credit cards
for those who want to transfer their balances. For example, the Citi Simplicity® Card - No Late Fees Ever
card has 21 months 0% intro APR for balance transfers (when the introductory interest rate is over, the ongoing APR of 16.24% - 26.24%* (Variable) will apply). The balance transfer fee is 5% of each balance transfer; $5 minimum. This card doesn’t have an annual fee, late fees or penalty rate. The card won’t allow you to earn rewards and if you prefer the one with rewards, then you may like the Discover it® Balance Transfer
. In addition to 18 months 0% intro APR on balance transfers (when the introductory interest rate is over, the ongoing APR of 14.24% - 25.24% Variable will apply), this card has a cash back rewards program. You will earn 1% cash back on all purchases and 5% cash back in rotating categories (up to the quarterly maximum and if you enroll). This card also has a balance transfer fee of 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* of each balance transfer.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.