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Aviator Red credit card is issued by Barclays and has an annual fee that isn't waived for the first year. Moreover, according to the Terms&Conditions, in order to receive the sign-up bonus miles, you need to pay your annual fee first, otherwise you won't get it. However, you can find travel rewards credit cards with lower fees or no annual fees. Or you can check out another American Airlines credit card - Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. This card has the same annual fee as the Aviator Red card, but it's waived for the first year. The bonus offer is also the same on both cards, but Citi often extends bigger bonuses for a limited time. The AAdvantage Platinum Select allows you to earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card, which is a good way to cover the card cost.