Delta credit cards offer great perks for Delta... - Travel with Credit Cards Questions


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Travel with Credit Cards » Delta credit cards offer great perks for Delta flyers, my favorite is that Delta Reserve...

Delta credit cards offer great perks for Delta flyers, my favorite is that Delta Reserve credit card from Amex offers acces to Delta Sky Club lounges, but the annual fee of $450 is too high. Can you recommend me travel card with perks and lower annual fee?

Answered on | Updated on March 22nd, 2017
The content is accurate at the time of publication and is subject to change.

Delta Reserve card is a premium American Express card of Delta Airlines. The card’s high annual fee of $450 offers you a free checked bag and priority boarding on Delta flights, Delta Sky Club access and earning Elite status. Speaking of those perks, you should understand and evaluate how useful they are for you. For Delta frequent flyers this card is worth its annual fee. If you do not fly Delta often, though, there hardly is a reason to consider this card. Why would you want to pay for perks you do not use or use just once or twice a year? It will be cheaper to buy single visit passes instead of purchasing a membership for a year.

A wise decision can be, is to have a regular travel rewards credit card without an annual fee. Since travel credit cards allow redemptions for travel purchases, you may be able to cover the cost of lounge access as well, using miles or points you’ve earned. The Discover it® Miles card has no annual fee, gives unlimited 1.5x miles on purchases. All the miles you’ve earned at the end of your first year will be matched if you are a new card member. For example, if you earn 35,000 Miles, you get 70,000 Miles. You can redeem miles as a statement credit towards travel purchases like airline tickets, including Delta Air tickets, hotel stays, cruises and more.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
  • bob.hanson

    I always use my Miles Discover card for my work. I have not yet had any problems redeeming for flights on any date, including weekends around the holidays. To me, tha lack of free dates is the worst feature of most frequent flyer miles credit cards.

  • Dean Gavin

    I’ve had some thoughts to apply for a delta credit card. But I changed my mind after their stricter requirements for elite status.Probably… I’ll apply for a travel credit card.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
Excellent/Good Credit
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Excellent Credit
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at
Excellent, Good Credit

Other Questions in
Travel with Credit Cards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!