Hello I have two questions. One are there any credit... - Travel with Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » Hello I have two questions. One are there any credit cards that do not charge a 3%...

Hello I have two questions. One are there any credit cards that do not charge a 3% balance transfer fee. Secondly what is the best card to earn travel miles that you can actually use. Prefer Delta but open to all other carriers except Spirit.

Answered on | Updated on November 16th, 2017
The content is accurate at the time of publication and is subject to change.

The credit cards offered by Simmons Bank do not charge balance transfer fees. However, these cards do not offer 0% intro APR. The cards have low ongoing APRs of 9.25% and 11.25% (variable) though. As for the miles rewards, unfortunately we do not offer co-branded credit cards that will allow you to redeem with Delta. However, there are regular travel cards that will allow you to earn miles and redeem them with any airline, including Delta. For example, the Discover it® Miles card will allow you to earn 1.5 miles on all purchases. As a new cardmember, you will get all your first-year miles matched. Thus, if you earn 40,000 miles, you get 80,000 miles. Earned miles can be redeemed for travel statement credits or cash deposited to your account. The card has no annual fee and no foreign transaction fee.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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