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U.S. Bank offers three types of FlexPerks credit cards. The FlexPerks Gold Credit card has an annual fee at the rate $85. The FlexPerks Travel Rewards cards comes with an annual fee that is $0 for the first card and $49 for the second. The FlexPerks Select+ credit card comes without any annual fee, but has a foreign transaction fee. If you need a rewards credit card without an annual fee, we recommend you consider rewards cards with no annual fees.