I have a score of 619 and I am trying to improve my... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have a score of 619 and I am trying to improve my score to 620-640. I don’t want...

I have a score of 619 and I am trying to improve my score to 620-640. I don’t want to hurt credit score, but want to improve credit. How should I do this?

Answered on | Updated on January 5th, 2013
The content is accurate at the time of publication and is subject to change.

If you have a credit card, simply make payments on time and stay within your credit limit. After a few months you will see some improvement of your credit score. Try not to use more than 30% of your credit limit.

If you want to apply for a card, consider a secured credit card. If your main goal is to improve your score then you may like the . This secured card has more generous terms and conditions and a lower annual fee than some others.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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