I acquired the Delta Reserve credit card on an... - Travel with Credit Cards Questions

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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » I acquired the Delta Reserve credit card on an impulse and now I don’t know what...

I acquired the Delta Reserve credit card on an impulse and now I don’t know what to do with it. Do I close it or keep it?

Answered on | Updated on May 1st, 2017
The content is accurate at the time of publication and is subject to change.

Well, closing a card is not exactly a good move as it may hurt your credit score, but it may be worth it if the $450 annually is too much for you. If you fly Delta a lot, it may as well be worth it, you may take advantage of all the bonuses and the Miles Boost perk before the end of the year and then close it before you are charged with $450.
If the primary purpose of getting the American Express card was earning rewards on Delta, then it is easily achieved by other means. General travel credit cards work great for the frequent flyers. There are a lot of such cards, but Discover it® Miles is probably the most worthy one to recommend. It doesn’t have any annual fee and it lets you earn miles on any airline, Delta included.

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  • Stanley C.

    I love Discover it Miles! Best card for travel. I would never recommend you to apply for an airlines credit card. It is impossible to buy the ticket on the chosen dates!

  • William S.

    Delta’s requirements to elite status are not real. It’s pointless to spend so much money for elite status

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