I am a student and do not have credit at all. Do you... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I am a student and do not have credit at all. Do you think I will qualify for the Ultra...

I am a student and do not have credit at all. Do you think I will qualify for the Ultra Beauty card?

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The content is accurate at the time of publication and is subject to change.

The Ulta Beauty’s credit card is a store credit card and store cards usually require applicants to have an average credit history. Also, like any store credit card, Ultra credit card comes with a high interest rate of up to 26.24%. If you are not going to pay off the card balance in full each month, you may accrue big debt and pretty fast. As an alternative, we would recommend you to apply for a secured credit card. Secured credit cards often come with low interest rates and fees. Also, they are reported to all three major credit bureaus allowing you to build your credit. To get a secured credit card, you will need to pay a security deposit. The minimum security deposit is usually around $200.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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