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If you do fly a lot with American Airlines, it can be worth applying for the Citi® / AAdvantage® Executive World Elite™ Mastercard® (Citi is a Credit-Land.com advertising partner). This card has benefits that can be worth its annual fee provided you are going to use these benefits. Also, the miles you earn with the card can be used to get an award travel with American Airlines or its partners. Simply make some calculations and if the perks are not worth the card expenses, then you may want to get a no annual fee credit card.