I have had a hard time applying for a credit card and... - Limited/Bad/Fair Credit Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have had a hard time applying for a credit card and getting approved because I have...

I have had a hard time applying for a credit card and getting approved because I have never had credit before. I have looked into secured credit cards, but I do not like them because I don’t have $300 to put down as a security deposit on the card. Please give me some information to help me better understand the Horizon Gold card.

Answered on | Updated on May 19th, 2014
The content is accurate at the time of publication and is subject to change.

The Horizon Gold Credit Card offers a $500 credit limit which can only be used for shopping at thehorizonoutlet.com. The card has an application fee and a monthly maintenance fee. There is no interest and credit activity is reported to one credit bureau. You will need an active bank account to apply for this card.

As for secured credit cards, there is the where the security deposit depends on the applicant’s creditworthiness and can be only $49, $99 or $200. Once approved, you will have 80 days to pay the security deposit.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit
Instant $500 Credit Line. No Credit Check.
Bad Credit
Monthly reporting to the three major credit bureaus
Fair/Bad Credit

Other Questions in
Limited/Bad/Fair Credit

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!