I have no credit because I have never owned a credit... - Student Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Student Credit Cards » I have no credit because I have never owned a credit card before. I will be an undergraduate...

I have no credit because I have never owned a credit card before. I will be an undergraduate student for the rest of this summer 2014, but I get my degree in July 2014. I want to build credit, first and foremost. Ultimately I want to qualify for cards with rewards for travel. I am wondering if I can apply for a student card since I will not be a student after July? I do not care about APR or if there is an annual fee, but I am interested in cash back rewards. Do you have a recommendation for me?

Answered on | Updated on May 28th, 2014
The content is accurate at the time of publication and is subject to change.

You can apply for a student credit card since you are currently a student. After graduation, you can keep using your student card. If you want a cash back credit card, you should consider the Discover it® Student Cash Back card. The card offers 1% cash back on all purchases. You can even get 5% cash back (up to the quarterly maximum) if you enroll in rotating categories every quarter.

If you are planning to apply for a credit card after your graduation, you should consider credit cards for people without credit history.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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