Is a JP Morgan Credit Card a good idea? I just... - Travel with Credit Cards Questions


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Is a JP Morgan Credit Card a good idea? I just stumbled upon a JP Morgan Reserve credit card and I’m not sure if I need it.

Answered on | Updated on August 27th, 2017
The content is accurate at the time of publication and is subject to change.

First of all, be cautious – this card is only for JP Morgan private clients. This means that you should have $10 million with Chase. If you don’t qualify, then you won’t be able to get this card. Basically, it’s of no particular interest, as its benefits are the same as Chase Sapphire Reserve benefits. If you are looking for a travel credit card, you’ll be better off with a regular travel card, like the Discover it® Miles. This card is easy to obtain and maintain. It gives you 1.5 miles on every dollar you spend everywhere, and miles are easily redeemable. Besides, Discover matches all your miles at the end of the first year of use if you are a new cardholder. To top it off, this card has no annual fee and offers 0% intro APR on purchases for 14 months (when the introductory interest rate is over, the ongoing APR will apply).

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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