Balance Transfers Questions


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

User Questions & Answers about Balance Transfers

+ Favorite
Here you can ask or find questions about balance transfers. All questions about balance transfer credit cards, intro APR, balance transfer fees and other related questions are gathered here at your convenience. Or feel free to address your question to out experts.

Recently Answered Questions:

I want to transfer one balance from one credit card to another credit card with 0% interest for 15 months but I still want to keep my original credit card, is that possible? Would I have to close the original credit card?

Answered on

Yes, you can keep your original credit card, you don't have to close it. A balance transfer does not automatically cancel the card from which you transfer. More than that, make sure you continue making monthly payments on your original credit card to avoid late payment fees. Since your card remains... Continue reading
What is the best credit card for balance transfers with good credit?

Answered on

If you are planning to keep this card after the transferred balance is paid off, then you may like the card with 18 months to transfer and to pay off the card balance at 0% APR. Continue reading
I have a PNC credit card with some balance on it, which I want to transfer to a 0% APR credit card. Are there any good cards with at least one year of no interest out there?

Answered on

With good credit history, you will find a lot of credit cards with balance transfer options. But before you apply for any of the offers, make sure your credit score is above 670 and you do not have recent bad items on your reports. Then think whether you are going to keep your new balance transfer... Continue reading
What will happen after the 0% introductory period of a medical credit card ends?

Answered on

Once the 0% intro APR is over, the ongoing APR will apply. You may want to pay off the entire cost of the procedure before the introductory period ends. If you use a medical credit card, it may have a retroactive interest, which means you will pay interest back to the first day of the transaction in... Continue reading
I bought some stuff for kitchen using Williams Sonoma credit card and now I want to transfer the balance from this card to a card with 0% interest. I got the card under impression of a big discount without paying attention to the interest that turned out to be too high. What 0% interest credit card can I get? My score is slightly above 700.

Answered on

With your current credit score, you may qualify for almost any credit card with 0% on balance transfers provided all your current credit accounts are in good standing, you do not have recent late payments and maxed out accounts. Continue reading
I applied for Bob’s Furniture credit card to finance my sofa. They gave me only 6 months and they are about to end. I still have about $300 balance and do not want to pay the interest which is crazy. Can I transfer the balance to a 0% APR credit card?

Answered on

You can transfer that balance to a credit card with a 0% intro APR on balance transfers. It would be the best option in your situation and will bring you the best savings. We can recommend you a set of credit cards. Continue reading
Is AARP credit card good for transferring balances from other cards to this one?

Answered on

AARP credit card is not the best choice to transfer your balances. This card has 12 month 0% intro APR on balance transfer period. But it also has a balance transfer fee that is 3% or $5 fee for each balance transfer. You can apply for a regular credit card that has a 0% balance transfer fee. There are... Continue reading
If I put my WS purchases to Discover it Miles card, will I earn miles? And do balance transfers earn rewards? I want to close my WS card but it has some balance on it.

Answered on

Yes, you will earn miles rewards on all your purchases. The Discover it® Miles card does not limit you to travel only or specific purchases. You can use the card everywhere and earn 1.5 miles for every dollar spent. Balance transfers, do not earn rewards. However, we would not recommend you use this... Continue reading
I want to close my Maurice credit card and transfer its balance on a new credit card. What can you recommend?

Answered on

A balance transfer credit card can be a good option for you if you have good credit. Balance transfer credit cards are usually offered to people with fair to excellent credit, that is a FICO credit score of 670 and higher. So, if your credit score falls in this range, you can transfer the Maurices card... Continue reading

Get a FREE professional consultation by email:

Thank you!

Your question has been successfully sent!

Please fill in all the required fields.

Extra questions to describe your situation in more details:

* - marked fields are required to be filled
Here at we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
Questions submitted to may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.
Please, tick that you agree with our policy.

Follow on Facebook, Twitter, and Google+
to keep up with the latest expert advice:

Most Popular Questions by Category:

See more questions categories
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Intro APR on Balance Transfer: 0% (18 months)

Ongoing APR on Balance Transfer: See terms

Excellent, Good Credit

Intro APR on Balance Transfer: 0%* 21 months on Balance Transfers*

Ongoing APR on Balance Transfer: 14.74% - 24.74%* (Variable)

Excellent, Good Credit

Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.24% - 25.24%* (Variable)

Excellent, Good Credit
Find Trending Tags:
Choose Questions Category:
See more questions categories

Balance Transfer: Save on Average $1,400

May 08, 2015

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!