Balance Transfers Questions - Page 10


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

User Questions & Answers about Balance Transfers

+ Favorite
Here you can ask or find questions about balance transfers. All questions about balance transfer credit cards, intro APR, balance transfer fees and other related questions are gathered here at your convenience. Or feel free to address your question to out experts.

Recently Answered Questions:

Is 0% on balance transfers a good choice?

Answered on

In many cases when users apply for a 0 percent APR balance transfers via the internet, a number of companies give the choice of having the balance transferred almost immediately. Users are typically advised not to do so and they must keep the transfer on hold, at least until they get their credit card…. Continue reading

What are the steps to avoid pitfalls of 0 % on balance transfer?

Answered on

Balance transfer is the process by which credit holders transfer their remaining loan amounts from one bank account to another. Financial institutes advertise zero percent on balance transfer to attract customers. In this offer, the credit holder need not pay interest rates on their balance transfer…. Continue reading

Comparing credit card rates and 0% balance transfers

Answered on

One must always ensure that their credit scores are high as well as consistent over a period of time. This is the only way to ensure good rates on credit cards. For instance, with a credit score of over 700, and if the current card offers a 15% interest rate, one must search for a […] Continue reading

Is it possible to find a perfect 0% balance transfer card?

Answered on

It is actually pretty easy to get 0% interest rate credit cards, although it is a popular misconception that it will take a lot of time and research. It’s almost like every bank is issuing such cards these days. However, before you take the plunge, you need to understand the basic concepts of these… Continue reading

How to take advantage of 0 on balance transfers?

Answered on

Each one of us has taken a loan of some kind or the other. We pay monthly interests on the loan amount. The interest rate charged by the bank on the loan amount varies from one credit organization to another. The more the interest rate the greater will be the loan accumulation at the end […] Continue reading

Is there anything you should be careful about in balance transfers?

Answered on

There is a lot of available information about balance transfer credit cards that you should be careful about. Balance transfer by definition, is when you use one credit card to pay off another. The incentive for doing this would be the 0% offer that is provided for a few months, during which, no… Continue reading

How to account for zero percent credit card balance transfers?

Answered on

It is very likely that you will be offered a credit card with balance transfer somewhere along the line. When you look for a card, you must ensure that you do not put yourself into unmanageable debt. Credit card debts are very expensive and can put you into serious financial trouble. Getting into debt… Continue reading

How does the credit score get affected by 0% balance transfers?

Answered on

Credit scores are affected by balance transfers in many ways, and one can improve the credit scores if adequate measures are taken. However, one must take care to see that the credit scores are not damaged while doing a 0% balance transfer. In order to get a better understanding of how credit scores are… Continue reading

Is 0 on balance transfers as helpful as what people perceive it to be?

Answered on

Whenever a person gets a loan, he needs to repay the loan amount together with the interest within a stipulated time. Financial institutes have the option of transferring loans from one account of higher interest rate to another account with a lower interest rate. This facility is called balance… Continue reading

How to benefit from 0 percent interest rates on balance transfers?

Answered on

The rules governing the credit policy states that whenever a loan amount or credit is taken, it needs to be repaid along with the interest amount or percentage that is fixed by the particular credit company. In case the loan is not paid back in time, it will attract further charges. This rule is same… Continue reading

Get a FREE professional consultation by email:

Thank you!

Your question has been successfully sent!

Please fill in all the required fields.

Extra questions to describe your situation in more details:

* - marked fields are required to be filled
Here at we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
Questions submitted to may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.
Please, tick that you agree with our policy.

Follow on Facebook and Twitter
to keep up with the latest expert advice:

Most Popular Questions by Category:

See more questions categories
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Intro APR on Balance Transfer: 0% 15 months on Balance Transfers

Ongoing APR on Balance Transfer: 15.49% - 25.49% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit

Intro APR on Balance Transfer: 0% Intro APR for 12 months

Ongoing APR on Balance Transfer: Variable APR of 14.99% - 24.99% will apply after the Introductory Period

Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check

Good, Excellent Credit
See Rates & Fees

Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.99% - 25.99% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit
Find Trending Tags:
Choose Questions Category:
See more questions categories

Balance Transfer: Save on Average $1,400

May 08, 2015

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!