Balance Transfers Questions - Page 4

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User Questions & Answers about Balance Transfers

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Here you can ask or find questions about balance transfers. All questions about balance transfer credit cards, intro APR, balance transfer fees and other related questions are gathered here at your convenience. Or feel free to address your question to out experts.

Recently Answered Questions:

I have a Big Lots credit card with the balance about $1,000 and I was wondering if I can transfer it to 0% interest credit card. My credit is in 700s with Equifax.

Answered on

It is surely possible to transfer your balance on the Big Lots credit card to a new balance transfer credit card. Most balance transfer offers are designed for people with average to excellent credit and your credit score falls in this range. Continue reading

What is the Lowe’s Project card?

Answered on

The Lowe’s Project card is an additional form of financing for Lowe’s goods. You can fill out an application online, but you can only print it to bring to the store. You go in to a Lowe’s and discuss a certain type of project and determine some amounts and time frames. What this option… Continue reading

I have Fleet Farm credit card with big balance on it and want to transfer it to another card to pay off. What would you recommend? My credit is good.

Answered on

Since your credit is good, you can choose any credit card that offers 0% intro APR on balance transfers. You can choose the zero introductory period that is good for you. Continue reading

I want to transfer the balance I have on my store credit card it to another card and then close my old h e b credit card account. What card would you recommend? My credit is good.

Answered on

The good news is that when it comes to credit cards offering balance transfer promotions, you have a lot to choose from whether you’re looking to transfer a balance from a h e b card or another credit card. These offers typically give new cardholders a 0% APR for a limited period of time whether… Continue reading

I have a Burkes Outlet card and I want to transfer my balance to another card with a lower APR. What do you recommend?

Answered on

You can transfer your balance to just about any general credit card. Just be sure that the card has a balance transfer feature. While some cards will charge you a 3% fee or more to transfer, others won’t. Avoid cards with a transfer fee. There are many general credit cards available that offer an… Continue reading

I have the Room Place credit card and I’m thinking about transferring my balance to another card. Is that a good idea? Which card should I get?

Answered on

While just about any general credit card will allow you to transfer your balance, some cards are better for this than others. If you find the right card, transferring your balance could potentially save you a lot of money. First, make sure the new card has a balance transfer option. If it does, check if… Continue reading

I have a Goodys Department Store Credit card and I’m looking to move my balance to another credit card and then cancel my card. I have good credit, and I am wondering what card you would suggest.

Answered on

The good news is that you can go with any card that offers a balance transfer promotion, offering either a 0% APR for a set period of time, typically 6 months to a year, or one that includes a low overall interest rate. Continue reading

I have a balance I’d like to transfer, because it’s at a high interest rate. But the card I’m considering applying for charges a balance transfer fee. Should I avoid it or go ahead?

Answered on

As a general rule, people don’t like paying fees. But sometimes, fees are worth paying. In the case of a balance transfer, it’s often well worth paying a 3% fee on the balance, if it’s a significant amount, and if your interest rate, or APR, is very high. Continue reading

I have the Blair credit card and I’m looking to move my balance to another credit card and then cancel my card. I have good credit, and I am wondering what card you would suggest.

Answered on

There are a variety of cards these days offering balance transfers, which come with low or no APR promotions, so that is the good news. The best way to find a card that works for you and comes with a balance transfer offer is to look at what other rewards and benefits come with the card. Continue reading

I have a Genesis Milestone Gold credit card and want to transfer the balance I have on it to another card and then close the Genesis Milestone Gold card. What card would you recommend? I have good credit.

Answered on

You can choose any credit card that offers balance transfers, which most cards do. If you plan to carry a balance, you should search for a card with a 0% introductory APR. Continue reading

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Intro APR on Balance Transfer: 0% 15 months on Balance Transfers

Ongoing APR on Balance Transfer: 15.49% - 25.49% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit

Intro APR on Balance Transfer: 0% Intro APR for 12 months

Ongoing APR on Balance Transfer: Variable APR of 14.99% - 24.99% will apply after the Introductory Period

Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check

Good, Excellent Credit
See Rates & Fees

Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.99% - 25.99% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit
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Balance Transfer: Save on Average $1,400

May 08, 2015

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