Balance Transfers Questions - Page 7

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User Questions & Answers about Balance Transfers

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Here you can ask or find questions about balance transfers. All questions about balance transfer credit cards, intro APR, balance transfer fees and other related questions are gathered here at your convenience. Or feel free to address your question to out experts.

Recently Answered Questions:

I have a Hess Visa card with big balance which I would like to transfer to another card and pay off. Can you recommend me such card?

Answered on

You can apply for a balance transfer credit card that offers 0% intro APR on balance transfers. After transferring your debt to a new card, you will have some time to pay off the card balance without paying the interest. Continue reading

I have Conoco Personal card and want to close it but there is some unpaid balance. Can you recommend me a credit card with 0% interest rate to transfer my balance?

Answered on

You can get a credit card that offers 0% intro APR on balance transfers. There are credit cards with different introductory periods, so you may want to use our balance transfer tool to find the best offer for you. Continue reading

I have Citgo credit card and recently missed a payment on it and now I should pay big interest because the interest rate is almost 25%. So I’ve decided to transfer the card balance to another card. Can you recommend me one? May credit is good even after slight drop because of late payment.

Answered on

You can transfer the card balance to the Discover it® chrome card. It comes with a 14-month 0% intro APR on balance transfers and purchases (13.99% - 24.99% Variable after that). Continue reading

Will I be able to transfer balance from my Korean Air Visa credit card to the Discover Balance Transfer Offer?

Answered on

Yes. Depending on the credit limit you will be extended, you will be able to transfer the whole balance or a part of it to the Discover it® Balance Transfer. This card comes with 0% APR on balance transfers which will last for 18 months. Continue reading

My friend wants me to get a card so that she gets extra miles for my joining – I know that I must put $2000.00 on the card within 3 months and that the cost is $69.00 a year but I would get free flights for joining. What I need to know is if the $2000.00 can be a credit card transfer as I have a MasterCard I want to pay off and close out. Thank you for your help.

Answered on

You should read the cards terms and conditions, especially pay a closer attention to the terms of the rewards program. Find out if balance transfers qualify as eligible purchases. As a rule balance transfers, cash advances, fees, and interest do not qualify as an eligible purchase. If you can’t find… Continue reading

My fiance and I are looking to combine all of our credit cards into one monthly payment. Is this something that Discover would offer with a high enough credit card limit for us to do this? We are looking for a credit limit around $28,000 and want to transfer all of the balances from these cards right away.

Answered on

The credit limit granted will be based on your creditworthiness and credit score. We cannot predict whether you will be extended the amount of credit you need. If you are given a large enough credit limit, you will be able to transfer your debt from each credit card. Continue reading

I have a credit card at 18.49 % variable rate, with a balance $3,446. Should I go to a lower rate card?

Answered on

You can use our balance transfer calculator to see how much you can save with a particular card. Enter your current interest and balance and choose a card. Then enter the length of the introductory period or the amount of the planned monthly payment and it calculates your savings. Continue reading

I have 4 credit cards including 2 Citi cards, 1 BankAmericard, 1 First National Bank of Omaha totaling $16,700. What’s the best way to pay these off? Your help would be greatly appreciated.

Answered on

Consider transferring your balance to one of the credit cards we offer. The cards have 0% introductory APRs on balance transfers, which will allow you to pay the transferred balance off without paying the interest. You will be able to transfer a part or the whole balance, depending on what credit line… Continue reading

I want to pay off my old account and to open a new credit card account. How can I do it?

Answered on

You can transfer the balance of your current credit card to a card with lower rates or a zero interest introductory period. If your credit history is good to excellent, you can apply for the Discover it® Cash Back credit card which has an 14-month 0% interest introductory… Continue reading

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Intro APR on Balance Transfer: 0% 15 months on Balance Transfers

Ongoing APR on Balance Transfer: 15.49% - 25.49% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit

Intro APR on Balance Transfer: 0% Intro APR for 12 months

Ongoing APR on Balance Transfer: Variable APR of 14.99% - 24.99% will apply after the Introductory Period

Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check

Good, Excellent Credit
See Rates & Fees

Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*

Ongoing APR on Balance Transfer: 15.99% - 25.99% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit
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Balance Transfer: Save on Average $1,400

May 08, 2015

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