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Mastercard
Last Update: August 23, 2017
Build Credit History
Last Update: January 15, 2019
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Last Update: July 13, 2019
Excellent/Good Credit
Last Update: April 27, 2019
Featuring Credit Cards
Last Update: August 26, 2018
Balance Transfers
Last Update: September 10, 2019
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Last Update: September 03, 2019

Excellent/Good Credit

Does the Exxon Smart Card allow you to save 6 cents off a gallon of gas each time you use this card? I did not find this card on the website and would like to apply for it.

Answered on

You will be able to earn 6 cents per gallon using the Exxon Smart card if you purchase at least 45 gallons (maximum is 100 gallons) of Exxon or Mobil branded fuel in a billing cycle. To apply for this card you should visit the ExxonMobil website. Continue reading

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Build Credit History

I want to apply for a credit card to start establishing my credit. I have only Visa buxx card which is a debit card, no loans or other credit accounts so far. Can you recommend me a card to start building my credit?

Answered on

A good credit card to start building a credit history with can be a secured credit card. Secured cards are generally aimed at people with no credit history and at people with bad credit who are rebuilding their credit. Continue reading

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Business Credit Cards

I’ve found that Amazon Prime offers cash back on purchases but I don’t want to become Amazon Prime member. Are there any similar offers?

Answered on

You are right, the Amazon Business Prime American Express Card offers 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers and 1% Back on other purchases. Surely, you can find business offers with the same cash back rate… Continue reading

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Featuring Credit Cards

Will I get some cash back bonus if I apply for Pottery Barn rewards card?

Answered on

Unfortunately, for now Pottery Barn Credit Card doesn’t offer any sign-up bonus. If you want to earn a considerable amount of rewards at once by obtaining sign-up bonus, check sign-up bonus credit card offers. Note that some credit cards require to spend certain amount of money within a short… Continue reading

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Mastercard

What are the Mastercard international fees?

Answered on

One of the ways to make an international payment is to use a credit card. Credit cards are most widely accepted methods of payment globally and a Mastercard international credit or debit card is one of the examples. Mastercard credit cards can be used anywhere around the world. When you use a… Continue reading

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Balance Transfers

How do I transfer a credit card balance to a new card? Do I need to pay off the balance on the current credit card before I can transfer?

Answered on

Once you are approved for a balance transfer credit card, you will need to contact the new credit card company over the phone or online to request the balance transfer. They will ask you to provide your old cards account numbers and tell how much of your balance you want to transfer. After that,… Continue reading

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Cash Back Rewards

I’ve found that Upromise Mastercard credit card rounds up purchases to earn more cash back. Are there any similar credit card offers?

Answered on

You’re right, Upromise® Mastercard® comes with this feature. Upromise Round Up lets you round up your purchases to the nearest dollar, based on the threshold you set (from $1 to $500). The total Round Up Amount is considered a purchase and also earns 1.25% cash back. You may consider the… Continue reading

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Limited/Bad/Fair Credit

I want to apply for the PNC cash rewards card but not sure I will be approved for this card with my scores 628 EX, 674TU and 682EQ. What do you think my chances are? Can I prequalify for this card?

Answered on

All in all, your credit scores are considered average. To apply for a PNC credit card your credit should be good or better, which is 700 or higher credit score. If you apply for a PNC credit card with your current credit scores, your chances to qualify will be low, and if you qualify, your… Continue reading

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Prepaid Cards

I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?

Answered on

Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. Continue reading

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Student Credit Cards

I am a student and do not have credit at all. Do you think I will qualify for the Blue card from American Express?

Answered on

To apply for the Blue card from American Express you need to have a good or excellent credit score. This means you need a credit score of at least 700. Although, some applicants have been approved with a credit score as low as 650. If you are a student, you can choose a credit card […] Continue reading

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Travel with Credit Cards

What rewards does Ritz credit card offer? Is it worth applying for it?

Answered on

The Ritz-Carlton credit card offers 6X points per $1 spent at over 7,000 participating Marriott Bonvoy hotels worldwide, 3X points for every $1 on dining, car rentals and airline purchases, 2X points per $1 spent on all other purchases. Unfortunately, credit card application is not availavble for… Continue reading

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Other

My credit is bad, I need to transfer high rates to a zero or lower rate card, but I keep getting denied.

Answered on

First of all, you need to find out the reason of these rejections. Issuers typically send a rejection letter with explanations, so just read it attentively. Then, check your credit reports to make sure that there are no mistakes. In case there are some, you can dispute them with the bureaus. You… Continue reading

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