Limited/Bad/Fair Credit Questions - Page 7


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit

User Questions & Answers about Limited/Bad/Fair Credit

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Everyone who doesn’t have outstanding credit is striving for good and then excellent credit. Our experts are able to help you in your endeavor to gain a better credit score. If you have some doubts or any questions, you can freely consult with our qualified experts.

Recently Answered Questions:

I am trying to rebuild my credit. Do I have to get a credit card, and if so which one do I need? I do not want a debit card.

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If you already have a credit card, you can try rebuilding your credit with your existing credit card by making payments on time and staying within the credit limit. But if you need to get a new card, consider applying for a secured credit card. They are good for rebuilding credit. To get a secured… Continue reading

I just filed bankruptcy and I am waiting for it to be discharged. Can I apply for CareCredit?

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Yes, you can try and apply for a loan after bankruptcy. But it is not a good idea to apply shortly after filing because you risk being denied. It will be better if you wait at least a year. After that you will be able to apply for a secured credit card. Secured cards have […] Continue reading

How can I get a Walmart credit card to buy a new TV?

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We do not currently offer Walmart credit cards, but you can apply for the National Credit Direct card. This card allows you to shop online at, where you can buy electronics including HD TVs. Continue reading

My credit is not good, but it’s not that bad either. I’m looking for a card with at least a $500 credit limit to build my credit. Where can I find the right one?

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You can consider credit cards for people with limited or no credit history. These cards are good for those who want to start building their credit profile. Your credit limit will be determined by the credit issuer and will depend on your creditworthiness. Continue reading

What type of secured credit card can I get? I have a bankruptcy on my credit report.

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You can consider any secured card which meets your requirements. Consider whether you want Visa or MasterCard credit card. If you want a low annual fee, be ready for high APRs. And if you want a credit card with low APRs, an annual fee may be quite high. Also, make sure the card reports to […] Continue reading

I need some advice. I own my own business for about 4 months. I’m a 21 year old self employed web developer, and I’ve never had any credit. I make between $750-1200 a week and I hope to get a very small credit line to prove that I can pay my payment early every month. I don’t need a consumer card to purchase from websites, maybe just a gas card or something that could help me to build credit. Do you by chance have any advice for me?

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Cards for people with no or limited credit history would be a good fit for you. You will be able to start building your credit history because your credit activity will be reported to the major credit bureaus. Usually credit card issuers do not give a high credit limit to people without credit history…. Continue reading

I am in the process of having some major dental work and it will cost approximately $2,000. My credit is fair but I can’t afford to pay a lot of fees. Please help. Thank you

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If you need a credit card, you can consider credit cards for people with fair credit. These cards have low fees and interest rates and some of them even have a rewards program. Your credit performance will be reported to major credit bureaus and, if you make monthly payments on time and stay within… Continue reading

I think my credit score is a 594, what class does that put me in?

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With your credit score you can consider credit cards for people with bad credit. You can also look at the secured credit cards. They may be good for you as well. Check your credit score before you apply for a credit card to see if it has changed. Continue reading

I had a First Premier card and it went to collections, but now I want to apply for another credit card with the same bank to rebuild my bad credit. Would I get approved?

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If you had a bad experience with First Premier in the past, it would be better if you avoid applying for their cards again to eliminate the risk of being denied. Instead consider a secured credit card. Secured credit cards are good for people with bad credit even if they filed bankruptcy in the past…. Continue reading

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Choices for Bad Credit: Prepaid, Secured and Unsecured Cards

February 28, 2015

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