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User Questions & Answers about Other

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‘Credit Cards’ is not the easiest subject and we understand that you may have lots of different questions related to it. That’s why our experienced experts are always here to help you. You can ask any question related to credit cards or scroll down to see if answered questions below can help you.

Recently Answered Questions:

I often shop at Scheels for fishing stuff and wanted to save on that some cash. May be I can get a cash back card? Or their credit card will be better option?

Answered on

On the one hand, Scheels store credit card offers 6 months special financing for purchases of $500 or more. But on the other, Scheels credit card has a high ongoing APR. It may end up costing you more than you expect. Look at the low interest credit cards. For example, the… Continue reading

Can the Horizon Gold card be used for cash advances?

Answered on

No. The Horizon Gold can be used only to make purchases through the Horizon Outlet website or catalog. This is a shopping card, not a regular credit card with a Visa or MasterCard logo on it. If you want a cash advance feature, consider regular credit cards. Credit cards are not the… Continue reading

I do not see any Visa or MasterCard label on my Meijer card, can I use it at other stores or gas stations?

Answered on

When you apply for the Meijer Credit Card you may be approved either to the Mastercard version of the card or to the card that can be used only at Meijer. The Meijer credit card without Mastercard logo is a co-branded credit card which can only be used at Meijer stores and gas stations. You won’t be… Continue reading

Is Gander Mountain credit card and Gander Outdoors credit card the same product? Can I apply for it?

Answered on

This Spring a former Gander Mountain store reopened under the new Gander Outdoors name about a year after a bankruptcy auction. But you can’t apply for is as they no longer accept applications. Their loyalty program will be closed on November 26, 2018. To do you shopping at Gander Outdoors you can… Continue reading

Boscov’s credit card offers 15% off first purchase and its very tempting. I want to save but do not want to be in big debts because of high fees and rates on my credit card. Could you help me out and research Boscovs card terms?

Answered on

Its true that co-branded credit cards tend to have higher fees and rates than general credit cards. If you want to save there are options for any situations: credit cards with up to 18 months of 0% APR on purchases, low fees credit cards and, of course, credit cards with rewards on all purchases…. Continue reading

I was looking for 0% apr card to purchase clothing at Torrid. Does Insider card offer this option?

Answered on

No, Torrid Insider credit card does not offer any 0% intro APR on purchases. Moreover, its regular APR rate of 26.74% is not variable. This APR will vary just with the market based on the Prime Rate. If you want to get 0% APR credit card, consider applying to the regular credit card issued by […] Continue reading

What financing plans does Goodyear card offers?

Answered on

The Goodyear credit card offers 6-months or 12-months financing plan for purchases from $250. Note that APR of the Goodyear credit card is deferred. That means that if you fail to pay your debt off by the end of the 6-month or 12-months period all the interest will be charged to your account. If you… Continue reading

I want to buy an expensive shotgun near $3,000 at Scheels and guess I need financing. They wanted me to apply to their credit card, but I don’t like the terms. Is there a credit card that will give me no interest and rewards?

Answered on

There are many credit cards from major banks that will suit your situation. You can apply for a credit card that offers 0% intro APR and rewards. Continue reading

I have my eye on some furniture from Ashley Homestore for my apartment. Should I apply for their credit card to get special financing?

Answered on

It’s tempting to go ahead and apply for a store credit card when you’re about to drop a bundle of cash on their products. However, before you do so, take a close look at the terms and conditions of the card. Continue reading

I had Barclaycard Ring Mastercard 2 years ago but had to close it. Now I want to apply for this card again but cannot find it anywhere. Can you help?

Answered on

The Barclaycard Ring Mastercard credit card is no longer issued by Barclays. That’s why you cannot find it and cannot apply for it. You can apply for a different credit card though. You can get a rewards credit card that will allow you to earn rewards on all your purchases and redeem them towards any… Continue reading

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June 18, 2015

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