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Credit Card Applications » Questions » User Questions

User Questions & Answers about Credit Cards:

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People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

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Recently Answered Questions:

I have recently heard about an H&M Merchandise credit card and I wanted to apply for it, but I couldn’t find an H&M credit card application for it or even any information on the card itself. Is there any way that I can apply for this card?

Answered on

There is a bit of a misunderstanding going on. H&M does not offer any credit card of their own. An H&M merchandise credit is not a credit card. A merchandise credit is like an H&M gift card, but serves a slightly different purpose. An H&M merchandise credit is like a store credit that is received… Continue reading

I like Princess Cruises credit card sign-up bonus. I have an opportunity to grab it, but I’m not sure I will be able to go on cruise. Will points earned expire?

Answered on

Unfortunately, Princess Cruises credit card rewards expire if you are not using your Princess Cruises credit card. As an option, you can use your Princess Cruises credit card for everyday shopping in order to keep earned points. However, Princess Cruises card earn just a tiny amount of rewards on… Continue reading

I got approved for the Dick’s Sporting Goods store credit card, not MasterCard one. It looks like I can’t use it at their online store. Is that so?

Answered on

That’s true. The Dick’s Sporting Goods store credit card is one of the few store cards which cannot be used for online shopping. Continue reading

I’m looking for a prestige card with a big sign-up bonus and options like free checked bag or priority boarding. What is the best option?

Answered on

Credit card benefits like free checked bag or priority boarding are often given by airlines co-branded credit cards, for example, Delta or United credit cards. Continue reading

Do all of the FlexPerks cards have an annual fee?

Answered on

U.S. Bank offers three types of FlexPerks credit cards. The FlexPerks Gold Credit card has an annual fee at the rate $85. The FlexPerks Travel Rewards cards comes with an annual fee that is $0 for the first card and $49 for the second. The FlexPerks Select+ credit card comes without any annual fee,… Continue reading

What do I need to open a checking account?

Answered on

First of all, and most importantly, you should be at least 18 years old to be able to open a checking account. If you are not yet 18, you will need a co-owner (parent or legal guardian) to sign the documents with a bank. As for the documents you will need, you will be asked […] Continue reading

Next year I’ll be travelling a lot to Europe, so I’m trying to choose a good credit card for my trips. I thought to apply for a flexperks travel rewards card, but it has an annual fee and no intro APR on purchases. Can you recommend another card?

Answered on

Since you are looking for a travel rewards credit card with 0% intro APR period and no annual fee, we would recommend you the Discover it® Miles card. This card allows to earn 1.5 miles for every dollar you charge to the card. This is a very simple… Continue reading

Are US bank BT cards the best options for me? I had to deal with this bank and was satisfied.

Answered on

If the card you want to transfer balance from is issued by U.S. Bank, you won’t be able to transfer balance to another U.S. Bank balance transfer credit card. You will have no choice but to consider credit cards from other banks. You may look for the best balance transfer offers from our… Continue reading

I have a Gander Mountain credit card, but the store closes it’s program so I need a new one. I need a balance transfer card. Can you recommend me one?

Answered on

If you are going to close your Gander Mountain co-branded card, you can get any credit card that allows balance transfers. If you’re carrying a balance on your card, you’ll probably want to get a new card that has a low interest rate. Many even come with an introductory rate of 0% for balance… Continue reading

Hi, I’m planning a big purchase. Can you recommend me a no annual fee credit card with cash back rewards? I have good credit.

Answered on

For sure, you can find great offers for your future purchases. For example, the Discover it® Cash Back credit card comes with no annual fee and cash back. Continue reading

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