Student Credit Cards Questions - Page 3

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User Questions & Answers about Student Credit Cards

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Credit cards for students are like lifesavers but sometimes you need help to deal with them. Feel free to address any of your questions to our experts and you will surely get help. Remember our experts are at your service all the time.

Recently Answered Questions:

I’m looking to establish a credit history. I prefer to make my purchases with my debit card, however, I need a credit history. What would be your expert opinion? I’m thinking the student card. Thanks

Answered on

If you are a student you should consider student credit cards. If you are not a student and have sufficient income, you should consider our offers for limited/no credit cards. These cards are created for those who want to establish their credit history. Also, most of these cards have rewards programs… Continue reading

Hi Leo. My name is Alex. I am in a bit of a jam. I am trying to go to college and I am still short of money. I am also trying to enroll in the spring semester which starts in 2 days. What is the limit for the cash rewards card? And if approved how fast can I start making payments?

Answered on

The credit card limit depends on your annual income and creditworthiness. Usually banks look at an applicant’s credit history to determine the consumer’s creditworthiness. But since you have no credit history the main factor will be your annual income. No one can tell you in advance what… Continue reading

I have no credit and was wondering what is the best option for someone like myself to fix that problem?

Answered on

You can apply for any credit card on the limited/no credit page. The cards have high APRs for purchases and some of them have an annual fee, but  you will be able to build credit history and earn bonuses. If you are a student, you should consider student credit cards. These cards have lower APRs… Continue reading

I recently decided I want to build my credit up, but I have little to no credit so I was wondering which credit card company offers help to those with little to no credit. Or perhaps which credit card company would be best for me. Thanks in advance.

Answered on

If you are a student, you may apply for a student credit card. Credit cards for students have favorable terms and conditions and provide the opportunity to build good credit. You will find offers from American Express, Discover, and Citibank. If you are not a student, consider credit cards for those… Continue reading

My son turned 18 and is a full-time student in a university. He has a checking account and has a job on campus. He applied for Discover card but was denied. How can he get a credit card without credit history?

Answered on

There are two options. Your son may apply for a student credit card or for a secured credit card. Student credit cards offer reasonable APRs and low fees.  Some of them even have a 0% introductory period for purchases. And your son will be able to build a good credit history if he makes timely… Continue reading

How to help teens develop credit card history without the risk of debt?

Answered on

Even though the credit card debt amounts maximum to the teens and college students, but remember, steering your teen away from these cards offers its implications too. Most of all, it means letting your child graduate from the college without any information about how to handle finance and how to make… Continue reading

Where can the students use student credit cards?

Answered on

The use of credit cards is becoming extensive. While a lot of people find it convenient to use the credit cards and avoid payment through cash, it is one form of payment that has been continuously criticized. Availability of credit cards for students is also something that is seen in a negative form,… Continue reading

Can student loan debt be handled with a credit card?

Answered on

College is a time when many young adults acquire a tremendous amount of debt. From taking out government subsidized loans to utilizing private lenders to charging portions of living and schooling costs onto credit cards, the majority of students will have to borrow money in one form or another to fund… Continue reading

I want to start teaching my teenager about credit cards but I’m not sure where to begin. Do you have any suggestions?

Answered on

Before you hand over your credit card to your teen to take with them to the mall or allow them to apply for a credit card in their very own name, it would be best for you to impart a bit of knowledge onto them regarding how credit works. Continue reading

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