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Questions Found with the Tag: "Arvest"

There are so many different types of rewards credit cards available, I don’t know where to start. How do I know what card is the best to apply for?

Answered on

It’s true that there are many types of rewards credit cards. When trying to figure out which one is for you, start by asking yourself how you’ll use the card. If travel is your cup of tea, look at travel rewards cards. Continue reading

I have acquired a lot of credit cards over the years and most of them I do not use anymore. Right now i use only my Arvest card. Should I close some of the accounts I know I will never use again?

Answered on

No, you should not close old accounts. Old accounts bode well for the length of your credit history which can be a significant portion of your credit score. Continue reading

I have had some credit hiccups in the past, my credit has improved but is still not good, I was considering applying for the Arvest Visa, can you tell me if you think I will be approved?

Answered on

I will assume you either have poor or fair credit. If you have poor credit you will probably not get approved for this card. Continue reading

I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?

Answered on

Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. Continue reading

How is a prepaid card different from a debit card or a regular credit card? I’m not sure which type of card I should encourage my teenager to get before she heads off to college. I’ve heard that a prepaid card is best, but I’m not convinced that’s true.

Answered on

A prepaid card is indeed a good choice for a child headed off to college. However, it’s important to understand exactly what a prepaid card is, and isn’t. A prepaid card is a payment card that is used in a similar way to a credit card, but is entirely different than a credit card, as well. Continue reading

My credit is poor, thanks to a divorce and a subsequent bankruptcy. How can I get it back on track, and how long should I expect it to take?

Answered on

Bad credit is a fact of life for many people, so don’t feel bad for being in this situation. You will be able to overcome it and have good credit again, but be aware that it can take up to 10 years for the bankruptcy to completely disappear from your credit history. Sooner than that though, your… Continue reading

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