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Questions Found with the Tag: "Bad Credit"

I have bad credit and want to improve it. Do you think 7Eleven gas card will be good for that?

Answered on

Since your goal is to improve your credit, you should first of all find out if the card is reported to the major credit bureaus. As the 7Eleven credit card is a station-branded card, the bank may not want to see applicants with too bad credit. However, at the same time, it is not necessary… Continue reading

What kind of credit do I need to get a card from King Size clothing, I have less than perfect credit and I just gained some weight and basically need an entire wardrobe?

Answered on

You don’t need excellent credit, but you shouldn’t apply for this card if you have bad credit. A hard inquiry is not worth it for a card you might not get. Continue reading

I need a new pair of glasses and I was thinking of applying for the LensCrafters credit card, is there anything is should know? Are there better options?

Answered on

If your credit is bad I am not sure you will be approved for their card. If your credit is good there are so many options. Continue reading

I recently got divorced, and my credit score suffered in the process, due to some regrettable decisions made by my former spouse. How can repair my credit and be approved for a low APR, no annual fee credit card again?

Answered on

This is something that happens to lots of people, so there’s no need to panic. Repairing credit takes some patience, and often plenty of time, but it will happen if you can follow a few guidelines and be strategic about your credit use. The first thing to do is set up a payment plan to… Continue reading

I am currently very interested in applying for the Kirkland’s credit card, but my credit score is bad compared to how good it used to be. I haven’t applied for a credit card in a few years and I’m not sure if I would be approved for their card. Would you happen to have any idea about what credit score you are required to have if you want to be approved for the Kirkland’s credit card?

Answered on

Unfortunately, I have no way of knowing what type of credit score you would be required to have if you are interested in applying for the credit card that is offered by Kirkland’s. Every credit issuer is different when it comes to determining whether an applicant is worthy of approval. I can… Continue reading

My credit is poor, thanks to a divorce and a subsequent bankruptcy. How can I get it back on track, and how long should I expect it to take?

Answered on

Bad credit is a fact of life for many people, so don’t feel bad for being in this situation. You will be able to overcome it and have good credit again, but be aware that it can take up to 10 years for the bankruptcy to completely disappear from your credit history. Sooner than that though, your… Continue reading

Should I have an excellent credit to get a Vystar credit card?

Answered on

No, you don’t have to have excellent credit to qualify for a VyStar credit card. VyStar has secured credit cards that are good for people with any credit. Continue reading

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