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Questions Found with the Tag: "Bad Credit"

My credit is not good, but it’s not that bad either. I’m looking for a card with at least a $500 credit limit to build my credit. Where can I find the right one?

Answered on

You can consider credit cards for people with limited or no credit history. These cards are good for those who want to start building their credit profile. Your credit limit will be determined by the credit issuer and will depend on your creditworthiness. Continue reading

What type of secured credit card can I get? I have a bankruptcy on my credit report.

Answered on

You can consider any secured card which meets your requirements. Consider whether you want Visa or MasterCard credit card. If you want a low annual fee, be ready for high APRs. And if you want a credit card with low APRs, an annual fee may be quite high. Also, make sure the card reports to… Continue reading

I think my credit score is a 594, what class does that put me in?

Answered on

With your credit score you can consider credit cards for people with bad credit. You can also look at the secured credit cards. They may be good for you as well. Check your credit score before you apply for a credit card to see if it has changed. Continue reading

I had a First Premier card and it went to collections, but now I want to apply for another credit card with the same bank to rebuild my bad credit. Would I get approved?

Answered on

If you had a bad experience with First Premier in the past, it would be better if you avoid applying for their cards again to eliminate the risk of being denied. Instead consider a secured credit card. Secured credit cards are good for people with bad credit even if they filed bankruptcy in the… Continue reading

I need a credit card but I keep getting turned down. What can I do to get a credit card if my credit is bad?

Answered on

First of all, find out the reasons you were turned down. The issuers usually explain that in the rejection letter you should have received. Also, check your credit report to make sure there are no errors. You should consider a credit card for people with bad credit. Another option for you is a… Continue reading

I was wondering which credit score is considered bad? I believe mine is 570.

Answered on

Any credit score under 630 is considered bad credit, according to FICO. If you are not sure what your credit score is, you can check it with all three major credit bureaus – TransUnion, Equifax, and Experian. Continue reading

Do I need a certain amount of income to get a secured credit card if my credit history is bad?

Answered on

If you want to apply for a secured credit card, your annual income should at least be greater than your annual rent or mortgage payments. Also, you need to provide a minimum security deposit of around $200, otherwise your application can be denied. Continue reading

Looking for a good credit card with at least a $500 credit limit. I don’t have good credit. Do you think I can still get a card?

Answered on

You can apply for the Horizon Gold Credit Card. But you should note that this is a shopping account which can only be used at thehorizonoutlet.com. You won’t be able to use the card in-stores or at restaurants. Continue reading

Can I get a Discover card if I have bad credit?

Answered on

It depends on your preferences. If you want a credit card issued by Discover then you should have good-to-excellent credit history. To get approved for Discover you should show high credit score, regular payment history, and established credit. The exception is student credit cards and secured… Continue reading

FAQs Tags: Bad Credit, Discover
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