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Questions Found with the Tag: "Balance Transfers"

How do I transfer a credit card balance to a new card? Do I need to pay off the balance on the current credit card before I can transfer?

Answered on

Once you are approved for a balance transfer credit card, you will need to contact the new credit card company over the phone or online to request the balance transfer. They will ask you to provide your old cards account numbers and tell how much of your balance you want to transfer. After that,… Continue reading

1. Is there a limit on balance transfers? I would like to consolidate about 5 credit card debts into 1. 2. What information is needed to do the balance transfers?

Answered on

When you request a balance transfer, you should remember that you won’t be able to transfer more than available credit limit on your new balance transfer credit card. Thus, if available credit limit on your new credit card is $6,000, you won’t be able to transfer more than that amount…. Continue reading

My credit is bad, I need to transfer high rates to a zero or lower rate card, but I keep getting denied.

Answered on

First of all, you need to find out the reason of these rejections. Issuers typically send a rejection letter with explanations, so just read it attentively. Then, check your credit reports to make sure that there are no mistakes. In case there are some, you can dispute them with the bureaus. You… Continue reading

Are Barclays bank BT cards the best options for me? I had to deal with this bank and was satisfied.

Answered on

If the card you want to transfer balance from is issued by Barclaycard, you won’t be able to transfer balance to another U.S. Bank balance transfer credit card. You will have no choice but to consider credit cards from other banks. You may look for the best balance transfer offers from our partners… Continue reading

I’ve accumulated $4,000 balance on my Barclaycard Ring credit card. Do you think an American Express balance transfer credit card is a good option for me if I already have an account with them?

Answered on

Unfortunately, you won’t be able to transfer the balance of one Barclaycard credit card to another Barclaycard credit card as balance transfers between two cards of one issuer are not allowed. You will need to apply for a credit card from a different issuer. For example, if you are planning to keep… Continue reading

I want to close my Aeromexico card and apply for a credit card from a bank instead. What card can you recommend? A card with bonus rewards will do perfectly.

Answered on

You can consider applying for the Discover it® Miles credit card. The card comes with a 14 months of low interest period on balance transfers (when the introductory interest rate is over, the ongoing APR of 13.74% - 24.74% Variable will apply). You… Continue reading

I have 2 credit cards with Bank of America and US Bank. I was wondering if there is a way of accumulating the balance of both to one credit card so I can make just one monthly payment to one company. My credit is good. What can you offer?

Answered on

If you want to consolidate your balances, the best option will be a balance transfer credit card. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit card pay attention to the credit rating required. You indicated you have a good credit history, so… Continue reading

Are US bank BT cards the best options for me? I had to deal with this bank and was satisfied.

Answered on

If the card you want to transfer balance from is issued by U.S. Bank, you won’t be able to transfer balance to another U.S. Bank balance transfer credit card. You will have no choice but to consider credit cards from other banks. You may look for the best balance transfer offers from our… Continue reading

I have a Gander Mountain credit card, but the store closes it’s program so I need a new one. I need a balance transfer card. Can you recommend me one?

Answered on

If you are going to close your Gander Mountain co-branded card, you can get any credit card that allows balance transfers. If you’re carrying a balance on your card, you’ll probably want to get a new card that has a low interest rate. Many even come with an introductory rate of 0% for balance… Continue reading

I have a Scheels credit card, but I’m not satisfied with its high rates. I need a balance transfer card. Can you recommend me one?

Answered on

If you want to get rid of your Scheels co-branded card, you can get any credit card that allows balance transfers. If you’re carrying a balance on your card, you’ll probably want to get a new card that has a low interest rate. Many even come with an introductory rate of 0% for balance transfers…. Continue reading

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