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Questions Found with the Tag: "Checking Account"

Why would I need a checking account?

Answered on

A checking account is a good and easier way of managing finances. Typically, you would want one when you begin making money. Checking accounts allow to set up direct deposit and your employer can deposit your pay checks to your account, which is a convenient, cheaper, faster and safer way of being… Continue reading

Do I need to pay to open a checking account?

Answered on

Different banks have different requirements, but, as a rule, you don’t have to pay any fee to open a checking account. The only payment that may be is that you will be required to pay a minimum opening deposit. This initial deposit is needed to open you an account and it can be somewhere… Continue reading

FAQs Tags: Checking Account
What do I need to open a checking account?

Answered on

First of all, and most importantly, you should be at least 18 years old to be able to open a checking account. If you are not yet 18, you will need a co-owner (parent or legal guardian) to sign the documents with a bank. As for the documents you will need, you will be asked […] Continue reading

I have moved from India to the U.S. I have signed up for a checking account, but do not have any credit history. Do I stand a chance of getting a credit card that offers me cash back or has a good rewards option? I’m not sure if the lack of credit history will affect my application. 

Answered on

Before you apply for a credit card, make sure you have a U.S. Social Security number. You will need it to fill out an application form. A credit card for people with no credit history is a good option for you. Continue reading

I previously had excellent credit. A divorce and medical situation will force me to file for bankruptcy. I have not filed yet. I will need a credit card to function and a minimum amount will be acceptable. Any ideas in obtaining a card? Again previously my credit was excellent. I have a personal checking account.

Answered on

Choose a card depending on your current credit score. Our credit card navigator can help you to find one. Since you are planning to file a bankruptcy, there is a risk that the credit issuer will close your account once it sees the bankruptcy record in your reports. You can apply for a secured… Continue reading

How do or can I get a credit card without a checking or savings account? I don’t have either.

Answered on

Not all issuers require a checking or savings account. And if they do so, it is usually clearly stated in card description. Check your credit score before you apply for a card. When you know your credit score, see what credit cards fit your score and don’t require a checking account. Continue reading

Do I need a checking account to be approved for a student credit card with fair credit?

Answered on

It depends on the credit card you choose. Usually there is no checking account requirement for student credit cards. For example, consider the credit card. It does not require you to have a checking account and there is no annual fee. Continue reading

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