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Questions Found with the Tag: "Credit Card Application"

Hello, I am interested applying for a card offered by the Honda federal credit union, but unfortunately, my credit score has gone down a lot since the last time I applied for a card. I was wondering if you had any idea as to what the minimum credit requirements are in order to be eligible for one of the cards offered by Honda?

Answered on

Sadly, there is no direct answer to your question. All credit issuers are different and there is really no way for me to determine what is the minimum credit score that you are required to have in order to be approved for one of the Honda financial cards. Continue reading

I can’t figure out whether I should get a store credit card, a cash back card, a prepaid card, or a secured credit card. It all seems so complicated. Can you help me understand the differences?

Answered on

Many people are confused by the many different credit offerings you are describing. The first thing to know is that one of those cards you mention – a prepaid card – is not actually a credit card at all. Continue reading

I want a new credit card and can’t find anywhere to fill out a Ross credit card application online. Can you help?

Answered on

The question I have for you is, why do you want that particular credit card? If you’d like to apply for a new credit card online, there are many great cards with applications available online. Continue reading

I have a balance I’d like to transfer, because it’s at a high interest rate. But the card I’m considering applying for charges a balance transfer fee. Should I avoid it or go ahead?

Answered on

As a general rule, people don’t like paying fees. But sometimes, fees are worth paying. In the case of a balance transfer, it’s often well worth paying a 3% fee on the balance, if it’s a significant amount, and if your interest rate, or APR, is very high. Continue reading

I’m moving to different area where will be a lot of Conoco gas stations, so my question is where can I apply for Conoco credit card?

Answered on

Conoco credit card applications are available online on the Conoco’s official website. There you will be able to apply for the credit card online. Continue reading

How do I get a Gardner-White premier credit card?

Answered on

You can find the application on Comenity Bank website, which is the bank that issues this card. You can also find a link directly on homepage of the Gardner-White website, or during the checkout process if shopping online. Continue reading

I frequently shop at Palais Royal and I am interested in applying for their store card. The main problem I have right now is the current state of my credit score. I was wondering, do you happen to have any idea about what the minimum credit requirements are for the card?

Answered on

Unfortunately, I do not know any of the minimum requirements to be approved for the Palais Royal credit card; however, what I do know is that your credit score will not be the only thing you are judged on when being approved, but your credit score is definitely one of the most important factors… Continue reading

Bofa denied my application for the Allegiant credit card even though my credit is good and I always pay all my card on time. Is there another credit card that will allow me to earn and redeem miles with Allegiant?

Answered on

There are travel credit cards that are not tied to a particular airline and will allow you to earn miles (or points) and redeem them with any airline, including with Allegiant. Continue reading

I would like to apply for a Pep Boys CarCareONE credit card but my credit score is only 650. Will I qualify?

Answered on

Store credit cards typically require applicants to have a credit score lower than those required for higher end rewards cards. The minimum required FICO score is usually between 660 and 680 in order to qualify for a store credit card, although some consumers are able to get approved with lower… Continue reading

Can I apply online for a Sound Credit Union card?

Answered on

Yes, you can. Sound Credit Union accepts credit card applications online. You can find an online application form (as well as terms and conditions) on their website. Continue reading

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