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Questions Found with the Tag: "Improve Credit Score"

I don’t understand what is so important about having a good credit score. Why will I need to have a credit history at all? I don’t want to go into debt.

Answered on

Establishing a credit history does not mean you have to go into debt. Good credit is a tool, and an essential thing for most people to have. Continue reading

I’ve just started building my credit and thinking to apply for Overstock credit card. Do you think it is good for me?

Answered on

Congratulations on getting your first credit card. That’s a big step in the right direction if your goal is to establish good credit. Continue reading

How is a credit score calculated? I want to make sure mine is high, but I don’t know how to ensure my credit history is good enough to have the best score.

Answered on

If you are hoping to have a good enough credit score to be approved for a SunTrust card or any other credit card, there are a few rules of thumb you’ll want to follow. First of all, make all your credit card payments on time. That means paying at least the minimum due by the payment due date. Continue reading

My credit score is not as high as I thought it was. What could be pulling it down? I thought I had excellent credit and am confused how this can be, since I never miss a payment due date.

Answered on

thing to do, if you haven’t already, is to get copies of your credit report from each of the three major credit card bureaus. Continue reading

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