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Questions Found with the Tag: "Instant Approval"

I’m curious about instant approval credit cards. How can a credit card company determine whether or not to approve my application in such a short amount of time?

Answered on

The phrase “instant approval” as it pertains to credit cards indicates the entire application process – a credit card company accepts your credit card application, they quickly review your credit report and credit score online and then make the decision whether or not to extend you a line of… Continue reading

I am interested in applying for the Horizon Gold card. I see there is a one-time activation fee. If I am denied, will I have to pay the activation fee?

Answered on

The issuer will charge the activation fee when you submit the application. If you are not approved, you can contact them and ask for a refund. But you should contact the issuer within 30 days to be eligible. You can contact the Horizon’s customer services department at 1-800-251-6144. Continue reading

Can I apply for a credit card and start using it the same day?

Answered on

In some cases, maybe – but usually not. And beware: most cards that are called “instant approval” or “instant decision” are for people with limited credit and will come with low credit limits and high APRs and/or user fees. Some cards will give you a response within 60 seconds, but usually you will… Continue reading

What is an instant approval credit card?

Answered on

It’s 2011, we like everything in an instant, and the credit card market it is no different. Consumers who are looking to get access to credit quickly can apply for an instant approval credit card online. These cards are called instant approval credit cards because they are generally targeted… Continue reading

How can you secure instant approval credit cards?

Answered on

If you apply for a credit card the issuers will check your credibility and your credit scores before approving your credit card application.  If your credit score is over 750 then your card application will get approved instantly and you will also receive some of the best offers from most card… Continue reading

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