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Questions Found with the Tag: "Interest Rates"

My friend has a Schools union Visa card with low interest rate and I was looking to apply for the same card but cannot find the offers. Can you help?

Answered on

The Schools Credit Union credit cards are offered to the union members only. If you are not the union member, you won’t be able to get the card. Continue reading

Who is the issuer of OneTravel Credit Card? And if I apply for the card, what my interest rate will be?

Answered on

The OneTravel cards are issued by Synchrony Bank. When you apply for the card, the bank will decide which card you qualify. Depending on the card type your interest rate will also vary. Thus, if you are issued the OneTravel Credit Card, your interest rate will be 27.24%. Continue reading

I’m looking to apply for the Western Union credit card but don’t see interest rates, can you advise?

Answered on

The Western Union NetSpend card is not a credit card but a prepaid card. Therefore, you won’t find interest rates. Continue reading

I currently have Sunoco credit card but I can’t use it everywhere. This is my first card and now I want a second that I can use everywhere. Can you recommend me one?

Answered on

You should look for a credit card that has a Visa, MasterCard or Discover logo on it. Most general credit cards from major banks have one of these logos. Continue reading

How do you manage money better?

Answered on

There are lots of ways and tips that will help you manage your money. One of the common and important tips is to track your spendings. Start writing down every penny you spend for a week or a month. Then look at your spendings to see where you can save and make a budget for the next month. Another… Continue reading

Which card is better, the Nordstrom store card or the Nordstrom Visa?

Answered on

In most cases this would be an easy question to answer because usually the interest on the store card would be significantly higher than the one branded by a major payment network such as Visa or MasterCard. Continue reading

What is the best way to finance a large purchase at hhgregg?

Answered on

Although the initial discount may sound tempting, be aware that the hhgregg credit card comes with a 29.99% interest rate. Continue reading

Do I need good credit to qualify for the HH Gregg card?

Answered on

It is likely that you may be approved for the hhgregg card even if you have fair credit. Continue reading

Does the 18-month leeway apply to each medical procedure? For example, I have a crown this month and then an implant six months from now. Does the 18-months start differently for each procedure or is it a one-time deal?

Answered on

The 0% interest introductory period on a credit card starts when the credit card issuer opens the credit account. Charges made and paid off during this period won’t accrue any interest. There is only one intro period. Continue reading

I don’t really understand how a credit card works or what APR is?

Answered on

Credit cards are like loans. Every time you charge something on your card, you are borrowing money which you can pay back later over a period of time or in full when the balance is due. If you choose to pay money back over time, interest will be added to your account. This interest is […] Continue reading

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