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Questions Found with the Tag: "Loans"

How to get a personal loan? What do I need to get a personal loan?

Answered on

Personal loans are offered to people with any credit history and credit score. You can apply for a loan in person at the nearest lender. Or you can go online and apply for a personal loan online, which is an easier and more convenient way. Continue reading

FAQs Tags: Loans
How does interest work on a loan?

Answered on

The average interest rate on a personal loan is somewhere in the range from 10% to 28%. Your actual interest rate will depend on your creditworthiness, length of the loan, loan amount, and the lender. To determine your creditworthiness, and therefore to make a decision whether to extend a loan or… Continue reading

FAQs Tags: Interest Rates, Loans
How to apply for a loan?

Answered on

If you decided to apply for a personal loan, here’s what to do to apply. Continue reading

What is a personal loan?

Answered on

A personal loan is an unsecured debt, meaning you do not need collateral to take out a loan. It is usually a short-term loan that is usually given for 2-7 years. You can use a personal loan for almost anything and the most popular usage is for debt consolidation or for a large expense like home… Continue reading

FAQs Tags: Loans
I’ve heard that Fortiva loans are a good alternative for me if I’m having trouble securing another source of credit. What other options do I have? Can I get a rewards credit card instead?

Answered on

Whether or not you can get a rewards credit card depends on your credit score. There’s a good chance that you can actually get a rewards card of some sort, as long as your credit is average or better. Continue reading

FAQs Tags: Fortiva, Loans, Rewards
What does a minimum security deposit mean?

Answered on

A minimum security deposit is a minimum amount you need to pay to the bank as collateral for your loan. Continue reading

FAQs Tags: APR, Loans, Secured Cards
Are loan consolidations a good idea to accompany a car loan?

Answered on

This can be a good idea if your loans have several payments due at different days of the month. By consolidating your loans you can raise your credit score and lower your monthly payments. If you want to consolidate your loans by applying for a balance transfer credit card, you should have at least… Continue reading

I need to get dentures in the near future. I was looking for a way to pay for them over time. What do you advise?

Answered on

If your dentist accepts credit cards, you should consider applying for a card with a 0% interest introductory period. For example, you can apply for the Discover it® Cash Back credit card which has 14 months of no interest (after introductory period is… Continue reading

How does the card work? Is it a loan or credit card and where can you use it?

Answered on

Credit cards are like a loan which is extended to you by the issuer under certain terms and interest determined by your creditworthiness. You can avoid paying the interest if you pay off the entire balance by the due date every month. The credit line extended is also determined by the credit card… Continue reading

FAQs Tags: Credit Cards, Loans
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