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Questions Found with the Tag: "No Credit"

Can I get a second card with my cousin’s name on it and still pay the bill?

Answered on

If you are ready to pay, you can open a joint account. This means that there will be one credit limit, one balance, one payment, and one due date for you and your cousin. You both will be making charges on the credit card. However, you will be paying the bill. You both will establish […] Continue reading

Does it make a difference to credit agencies what lender issued my credit card or loan?

Answered on

Have you been watching a lot of late-night television?  I’m thinking of those commercials where guys in goofy costumes claim to finance anyone who walks in the door, even if they have “bad credit, no credit, any credit!!!” If those are the lenders you’re thinking of, then yes – it can make a… Continue reading

How do I choose the best prepaid credit card?

Answered on

Can one even survive without a credit card in the year 2011? It seems that it’s almost impossible to be without one. A very long time ago, cash was king. Now, cash will not get you everywhere (some places yes, but most places:  no). Take into consideration the whopping fact that many hotels,… Continue reading

How to build good credit history?

Answered on

Credit history determines the creditworthiness of a person. Having no credit history will put the lenders in a fix. When you are applying for a credit card or a loan without having credit history to your backing, lenders will not be able to decide whether you will repay your debts on time or if you… Continue reading

What are the disadvantages of having no credit history?

Answered on

Credit history is what defines the financial position of every individual. It is therefore, of utmost importance to have a good credit history. If having a credit card is not desirable, there are other ways of building a good credit history, since it is the first document that is referred to, in… Continue reading

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