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Questions Found with the Tag: "Security"

Is my savings account protected?

Answered on

Yes. Banks insure your money through the Federal Deposit Insurance Corporation (FDIC). This means that even if the bank goes out of business, your money will be safe, and you will get them back. If you open a savings account in a credit union, your money will be insured by The National Credit Union… Continue reading

I’m curious about instant approval credit cards. How can a credit card company determine whether or not to approve my application in such a short amount of time?

Answered on

The phrase “instant approval” as it pertains to credit cards indicates the entire application process – a credit card company accepts your credit card application, they quickly review your credit report and credit score online and then make the decision whether or not to extend you a line of… Continue reading

I want to make a big purchase on athleta.com, but I don’t want to use their store credit card to pay. Can I pay with a cash back credit card and get better rewards?

Answered on

Whether you’re shopping online at Gap, Athleta, Banana Republic, or another store, you can definitely use a cash back credit card. Although when you shop online or in a store, you are hit with heavy advertising for the store credit card, plus plenty of sales that are only good with the store card,… Continue reading

I love shopping, but I hate crowds. Online shopping is the best thing that has ever happened to me. The problem is, I am afraid using my card online isn’t secure. It’s been hacked twice already this year. How can I indulge my online shopping habit and keep my payment information secure?

Answered on

I hear you. Shopping malls can be terrifying places, especially this time of year. The Internet has been a godsend for people who love to shop but can’t deal with the throngs. For example, shopping at Athleta online is a great option if you’re afraid of crowds, during the holiday season or any… Continue reading

Being a new mom, I’ve become an online shopping junkie. It’s hard to leave the house, and the convenience of ordering things from Gymboree dot com or other online baby clothing stores is priceless to me. But is there any danger to giving my credit card information online? What do I need to know about using a credit card for online shopping?

Answered on

Many people worry about giving out sensitive person information online; but there are a few things to keep in mind and you will be able to surf – and shop – without a care in the world (except maybe about how much you are spending on baby clothes that will be outgrown quickly). Continue reading

I like shopping online, but I’m afraid my credit card information is not secure when I pay for purchases on the Internet. What can I do to keep my account safe from hackers?

Answered on

Shopping online is one of life’s great joys, so there’s every reason to make sure you’re doing it responsibly and keeping your information safe. The most important thing to remember is never to shop online using public Wi-Fi. If you are not on a secure, password-protected network, don’t enter your… Continue reading

It has been brought to my attention that someone has a credit card in my name. Please help.

Answered on

You should immediately call one of the credit bureaus and ask for a free fraud alert on your credit report. The bureau you call will tell the others about the alert. Be ready to prove your identity. The credit bureau will also explain your rights. The initial alert stays on your report for at least… Continue reading

FAQs Tags: Fraud, Security
I have a 725 FICO score but only have $1,300 in credit. I want to establish more credit, but I’m not sure how to. I have fraud protection on my credit card because I am afraid of scams. Any suggestion to get more credit so I can eventually finance a vehicle?

Answered on

Today almost every credit card has $0 fraud liability and purchase protection. You can apply for any credit card for good credit. These cards have rewards programs and long zero introductory periods. Before you apply for a card make sure you will be able to make timely payments when due, otherwise… Continue reading

How can you make secured online payments?

Answered on

There is absolutely no doubt that Credit Cards have made our lives simpler and it’s become quite easy to shop anything, anywhere, anytime just by swiping a card. However, this card as simple it’s in usage and function, it can be as dreadful if certain norms aren’t followed. Owing to the… Continue reading

What is skimming?

Answered on

The crime of “skimming” as it pertains to a credit card refers to the illegal copying of information off the magnetic strip that extends along the back side of a credit, debit, ATM or other payment card. Once the criminals have skimmed the necessary data from a card, they put it onto a fake card… Continue reading

FAQs Tags: Security
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