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Questions Found with the Tag: "Unsecured Cards"

I am interested in applying for the Horizon Gold card. I see there is a one-time activation fee. If I am denied, will I have to pay the activation fee?

Answered on

The issuer will charge the activation fee when you submit the application. If you are not approved, you can contact them and ask for a refund. But you should contact the issuer within 30 days to be eligible. You can contact the Horizon’s customer services department at 1-800-251-6144. Continue reading

My credit is above 600, but I would like to improve it. Can a National Credit help me do that? Also I’ve never heard of the National Credit Direct credit card before. Can you please tell more about and if it is secured? Thanks!

Answered on

If you want to improve your credit history the National Credit Direct credit card is a great option. The company extends an unsecured line of credit and the payment activity will be reported to the credit bureaus. Continue reading

I have poor credit. Are there banks that will approve anyone for a credit card, regardless of their credit history?

Answered on

Many banks offer credit cards designed specifically for people who are rebuilding their credit scores. No matter how low your credit score or how damaged your credit history, there is a credit card that is right for you. Some of your options include: An unsecured credit card. Some of the credit… Continue reading

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