I have a Big Lots credit card with the balance about... - Balance Transfers Questions


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Credit Card Applications » Questions » User Questions » Balance Transfers » I have a Big Lots credit card with the balance about $1,000 and I was wondering if I can...

I have a Big Lots credit card with the balance about $1,000 and I was wondering if I can transfer it to 0% interest credit card. My credit is in 700s with Equifax.

Answered on | Updated on March 15th, 2017
The content is accurate at the time of publication and is subject to change.

It is surely possible to transfer your balance on the Big Lots credit card to a new balance transfer credit card. Most balance transfer offers are designed for people with average to excellent credit and your credit score falls in this range. You can choose any balance transfer offer with the zero introductory period that fits you best. For example, if you are planning to keep your new credit card after the transferred balance is paid off, you may want to apply for a credit card with $0 annual fee, low interest and with rewards. And the Discover it credit cards can be the card you may like. With these cards, you will have more than one year to pay the transferred debt off. All credit card purchases will earn cash back and you won’t pay a penny for cardmembership.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% 12 months on Balance Transfers

Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)

Balance Transfer Fee: 3% of each balance transfer; $5 minimum.

Excellent, Good Credit

Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)

Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater

Good/Excellent Credit
See Rates & Fees

Intro APR on Balance Transfer: 0% Intro APR for 12 months

Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%

Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check

Good, Excellent Credit
See Rates & Fees

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