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It is surely possible to transfer your balance on the Big Lots credit card to a new balance transfer credit card. Most balance transfer offers are designed for people with average to excellent credit and your credit score falls in this range. You can choose any balance transfer offer with the zero introductory period that fits you best. For example, if you are planning to keep your new credit card after the transferred balance is paid off, you may want to apply for a credit card with $0 annual fee, low interest and with rewards. And the Discover it credit cards can be the card you may like. With these cards, you will have more than one year to pay the transferred debt off. All credit card purchases will earn cash back and you won’t pay a penny for cardmembership.