It is surely possible to transfer your balance on the Big Lots credit card to a new balance transfer credit card. Most balance transfer offers are designed for people with average to excellent credit and your credit score falls in this range. You can choose any balance transfer offer with the zero introductory period that fits you best. For example, if you are planning to keep your new credit card after the transferred balance is paid off, you may want to apply for a credit card with $0 annual fee, low interest and with rewards. And the Discover it credit cards can be the card you may like. With these cards, you will have more than one year to pay the transferred debt off. All credit card purchases will earn cash back and you won’t pay a penny for cardmembership.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% 12 months on Balance Transfers
Ongoing APR on Balance Transfer: 15.74% - 25.74% (Variable)
Balance Transfer Fee: 3% of each balance transfer; $5 minimum.
Intro APR on Balance Transfer: 0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR on Balance Transfer: 18.24%, 22.24% or 25.24% variable based on your creditworthiness
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
Intro APR on Balance Transfer: 0% Intro APR for 12 months
Ongoing APR on Balance Transfer: Variable APR of 15.24%, 19.24% or 25.24%
Balance Transfer Fee: Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check