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You are right. It’s called Shop with Points at Discover allows to use cash back instantly at checkout. To be able to do so, you simply need to sign in to your account, link your eligible Discover card to it, select Discover as a method of payment at checkout, and apply the cash back. The cards that are eligible for the benefit are Discover it® Cash Back, Discover it® Miles and Discover it® chrome. Cash back and miles are applicable to the online orders at only. Note that some items cannot be purchased using Shop with Points. For example, you cannot use this benefit to purchase digital goods, subscribe items, and some other items.