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If you are planning to make a big purchase at J.Jill using your new credit card, then we recommend you to apply for a credit card with 0% intro APR on purchases. A good option for you can be any Discover credit card. Some Discover cards come with at least 6 months of no interest on purchases and all Discover cards have no annual fee. Also, Discover cards will allow you to earn cash back on all your purchases.