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Using the right credit card can help you earn discounts and sometimes even free cruise tickets. To find the best credit card you should understand what are your goals and preferences. If you prefer particular cruises and travel with this cruise line a lot, then a co-branded cruise card may be a good option. Unfortunately, Oceania Cruises doesn't offer co-branded credit cards. If you are only planning a cruise and want to earn as many miles or points as possible, it is better to consider general travel rewards credit cards. Such cards allow you to earn miles on all purchases, receive sign-up bonuses and redeem rewards for any cruise you want.