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HHGregg is an American online retailer and former retail chain of consumer electronics and home appliances, that operated stores in 20 states. The company used to offer the hhgregg Credit Card. However, unfortunately, hhgregg Credit Card is no longer available to new applicants. But you can choose a better card for you from the offers below. To help you find the best credit card for HHGregg shopping, we have carefully selected only first-rate cards and compared them in the table below. See if there is a card to reward you for HHGregg purchases and for any everyday purchases.

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our choice

Rating 5.0
on Discover's secure website

Excellent/Good Credit 

Rating 2.0
Offer is not available

Excellent / Good Credit 

Rating 5.0
on Discover's secure website

Excellent/Good Credit 

Rating 4.4
on Citi's secure website

Excellent, Good Credit 

Rating 4.5
on Citi's secure website

Excellent, Good, Fair Credit 

Rating 5.0
on Discover's secure website

Excellent/Good Credit 

REWARDS
Rewards bonus
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
No
UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earning rewards
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • No rewards9
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Rewards expiration
Rewards never expire.µ
No rewards program9
Rewards never expire.µ
Points do not expire provided your account is active and in good standingµ
Your points will never expire as long as your account remains open.µ
Rewards never expire.µ
Credit card usage
Use Anywhere
Use at hhgregg.com.
Use Anywhere
Use Anywhere
Use Anywhere
Use Anywhere
RATES AND FEES
Intro APR on purchases
0% Intro APR (15 months)
No intro APR9
0% Intro APR (15 months)
N/A
N/A
0% Intro APR (15 months)
Regular APR
17.24% - 28.24% Variable APR
29.99%9
17.24% - 28.24% Variable APR
21.24% - 29.24% (Variable)
19.24% - 29.24% (Variable)
17.24% - 28.24% Variable APR
Annual fee
$0
See terms9
$0
$95
$0
$0
Foreign transaction fee
None
See terms9
None
0%
3%
None

Check out
credit card WITH REWARDS
2024

Discover it® Cash Back APPLY NOW
on Discover's secure website
Rating 5.0

GREAT BONUS OFFER

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

GOOD REWARDS

  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.

Expert's opinion

The Discover it® Cash Back is an ideal choice for those who want to get the maximum use of their credit card while shopping. Whether you prefer in-store or online shopping, this credit card will bring you unlimited 1% cash back on all purchases. What is more, Discover gives you the opportunity to expand your rewards with their 5% cash back at different places each quarter up to the quarterly maximum, each time you activate. Another reason to apply for the Discover it® Cash Back card is its exceptional sign-up bonus. Discover will match all the cash back new cardmembers have earned at the end of their first year. And the icing on the cake is the card's $0 annual fee!

Excellent/Good Credit

How to put a rewards
credit card TO
GOOD USE

Reap Benefits from a Rewards Program
Reap Benefits from a Rewards Program

A rewards program is the primary criterion for choosing a credit card for purchases. Points, cashback bonus or miles - that's what you can earn for buying things with your card. Good credit cards allow you to receive rewards on all purchases. In some cases, increased rewards for particular purchases or categories like grocery stores, restaurants, travel, gas, and others are additionally offered. It helps multiply your earnings and benefit even more. Besides ways of earning rewards, it is very important to understand where you can spend them later. There also may be different redemption options: cash, statement credits, travel purchases, gift cards and more. Choose a credit card with a rewards program that corresponds to your needs and spending habits.

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APPLY NOW on Discover's secure website
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Make Use of a Sign-Up Bonus
Make Use of a Sign-Up Bonus

Getting intro bonuses is the most enjoyable part of the rewards credit card use process. After all, it is always so nice and exciting to receive gifts. Conditions for obtaining a bonus may vary depending on the card. Some rewards credit cards require you to spend a certain amount in the first several months or in some other period, which is a good way to receive additional rewards for usual daily expenses. However, such bonuses are not always as high. Other cards offer more peculiar bonuses. Anyway, whichever rewards card you chose, try to gain from its sign-up bonus by any means.

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APPLY NOW on Citi's secure website

Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Take Advantage of a 0% Intro APR
Take Advantage of a 0% Intro APR

Intro 0% APR for purchases can help you save a considerable amount at the start. Especially when it comes to credit cards for purchases since you are supposed to buy a lot with them. Many cards now offer a 6, 12 or even 18 months introductory 0% purchase APR. Sometimes the same conditions apply to balance transfers. Make sure to find out if the chosen card can boast zero introductory period. It is also important to pay attention to what rate you are to expect after that period ends. But the best thing for you is to always keep in mind that paying the entire balance in full every month will save you from being charged any interests at all.

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APPLY NOW on Discover's secure website

Intro APR on Purchases: 0% Intro APR (15 months)

Ongoing APR: 17.24% - 28.24% Variable APR

Updated: Mar 28, 2024

questions ABOUT
REWARDS CREDIT CARDS

Hi, I can't find how to apply for HHgregg credit card. Can you help?

Unfortunately, hhgregg Credit Card is no longer available to new applicants. Otherwise, you can consider credit cards from major banks for your purchases that can be used anywhere. A good example is the...

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I want to buy expensive electronics at Hhgregg, but I don’t want to use their store credit card to pay. Can I pay with a cash back credit card and get rewards?

Yes, Hhgregg accepts all major credit cards, so if you have a cash back credit card you will earn cash back on your purchase. Although when you shop online or in a store, you are hit with heavy advertising for the store...

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I'm planning a big purchase at Hhgregg store. What is the best way to finance it?

There are a wide range of potential credit card options that can be used to complete your large purchase. A good one to always consider is a general rewards credit card. General rewards credit cards will typically allow...

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