How to Cancel Chase Credit Card - Best Tips and Deals

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Posted: November 19, 2018 Updated: November 19, 2018

HOW TO CANCEL CHASE CREDIT CARD

If for some reason you want to cancel your Chase credit card account you can do it by calling Chase customer service. You can call either the number on the back of your Chase card or at 1-800-432-3117. Make sure you have your Chase card handy as you may need to provide its 16-digit number. When you call, you will be offered various automated options. Skip them and speak to a customer service representative instead.

The way to cancel Chase credit card online

If you do not want to call Chase or think a representative will talk you out of your decision, you can cancel your Chase credit card online via the bank's website. To cancel your Chase card online, login into your Chase account, then click on "hamburger" menu icon and select "Secure messages." A new window will appear. Make sure your email address is correct otherwise you will not be notified when the bank responds to your message. Then follow the instructions to submit your message. You should hear form Chase within 24 hours .

Choosing your best credit card

Wait around 60 days after canceling your Chase credit card account. Then get a copy of all three of your credit reports to make sure the card has been canceled. If it's been canceled, no need to do anything else. If it still shows as active on the reports, then you should contact Chase again and by phone at this time.

However, before you call or send a message to cancel your Chase credit card, you will need to pay off the card balance. To do it fast, you can apply for a balance transfer card. For example, the Discover it® Balance Transfer credit card can be a good option for you. The card gives 18 months of 0% intro APR on balance transfers (a go-to APR applies after that). The balance transfer fee is standard - 3% of the amount transferred. The card has no annual fee and you can keep it after the transferred balance is paid off as the card comes with a cash back rewards program.

If you are cancelling your Chase card because it is too expensive or does not give you rewards you need or simply because you want to apply for a different credit card, look at the best credit cards that are currently offered. If you are after rewards, look at Capital One® Savor® Cash Rewards Credit Card with its big cash bonus and great ongoing rewards on all purchases. If you want to earn miles on all purchases an be able to redeem them for travel or anything you want, look at the Discover it® Miles card.

Excellent, Good Credit
Reasons to Choose:
  • Rewards on All Purchases
  • Bonus Offer: Yes
  • Intro APR on Purchases: 0% (6 months)
  • Regular APR: 13.99% - 24.99% Variable
  • Annual Fee: $0
Rewards Program:
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
Reasons to Choose:
  • Rewards on All Purchases
  • Bonus Offer: $500
Rewards Program:
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
Excellent, Good Credit
Reasons to Choose:
  • Rewards on All Purchases
  • Bonus Offer: Yes
  • Intro APR on Purchases: 0% (14 months)
  • Regular APR: 13.99% - 24.99% Variable
  • Annual Fee: $0
Rewards Program:
  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.

USER COMMENTS ABOUT CREDIT CARDS

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!