Bookworms Get 5% Back, $25 Gift Card from Barnes... - Products News


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Bookworms Get 5% Back, $25 Gift Card from Barnes & Noble

The content is accurate at the time of publication and is subject to change.

If you resolved to read more books in 2014, a different kind of rewards credit card could help you keep your resolution.

The Barnes & Noble MasterCard from Barclays gives readers reward points for making purchases at the popular bookstore chain, as well as offering a sign-on bonus with the first purchase. The no-annual-fee credit card rewards customers with a $25 Barnes & Noble gift card when they use the card for the first time, no matter how much the purchase is for.

The card can be used anywhere that MasterCard is accepted as a valid form of payment, so it’s not just good when folks are shopping for the latest bestseller. All purchases, whether for gas, groceries or anything else, earn one reward point per dollar. Buying anything from Barnes & Noble carries an extra incentive: purchases in-store or at get 5% back as a statement credit.

Points can be redeemed for Barnes & Noble gift cards. Each time a cardholder’s reward point balance reaches 2,500 points they are eligible for a $25 gift card. The card is sent automatically, so there’s no need to remember to redeem the reward points.

Besides books, Barnes & Noble carries a wide selection of magazines, stationery, gift items, toys and games.

Terms and conditions

The Barnes & Noble MasterCard from Barclays has no annual fee. There is a balance transfer offer; contact customer service for specifics as to duration and terms of the balance transfer offer. The balance transfer fee is 4% or $10, whichever is more.

The standard APR on purchases varies from 13.99% to 24.99% depending on individual customers’ creditworthiness. The cash advance APR is 25.24%.

A different kind of rewards card

Many types of reward credit cards have flexible redemption options; points can be used for travel, gift cards, merchandise, cash back or hotel stays. But this card lets book-lovers get rewards for reading, with no head scratching over what the best redemption offer is, or what offers the most value.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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