Capital One Introduces Free Credit Monitoring - Card Issuers News


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Credit Card Applications » News » Card Issuers » Capital One Introduces Free Credit Monitoring

Capital One Introduces Free Credit Monitoring

Capital One Introduces Free Credit Monitoring
The content is accurate at the time of publication and is subject to change.

Credit Tracker, a new interactive tool from Capital One, allows customers to get their credit score for free anytime and provides tips on how to improve it. The service provides access to credit bureau summaries, fraud alerts, credit report cards, and even has a simulator that lets someone see how financial decisions might affect their credit score.

The Tracker is part of the Capital One app, which is available for iPhones and Android devices. An online version will be available on the website in April.

Getting on track

Credit Tracker offers people free access to their TransUnion score, whether using the app or the online portal. Cardholders can also review their credit bureau summary, which includes account balances, how many accounts they have open, monthly payment history, and how many credit inquires have been made.

Report cards are not just for students. Cardholders receive a credit report card, which gives them a letter grade in five or six key areas that impact their credit score like credit utilization, on-time payments, credit line history and new accounts.

A credit-monitoring feature is also included to provide users with another layer of security and alert them to potential identity theft or fraud. An alert will be sent when a new account is opened in their name, or when changes are made to key information in already existing accounts such as work or address information.

Foretelling your financial future

Everyday financial decisions can affect credit scores, so Capital One has included a simulator that allows members to see how financial choices they might make each day can impact their score. Customers can use the tools as often as they want or need to.

Capital One Financial Corporation is headquartered in  McLean, Virginia, and owns Capital One, N.A., and Capital One Bank (USA), N.A. They provide offer a wide range of financial services to consumers, as well as small businesses and commercial clients.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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