Credit card companies woo customers with holiday... - Other News

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Other » Credit card companies woo customers with holiday savings

Credit card companies woo customers with holiday savings

The content is accurate at the time of publication and is subject to change.
This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the Citi.

For credit card customers season`s greetings come early this year as major credit cards and retailers team up to give shoppers the most bang for their buck with increases in rewards for the holidays.

Recent caps on intercharge fees have drastically reduced the amount banks can charge merchandisers for debit card transactions, so banks and credit card issuers alike want to steal consumers away from competitors and debit card use by offering customers fantastic incentives for making holiday purchases with plastic.

Cardholders can enjoy increases in cash back amounts and extra air miles while they shop for presents. Cardholders with good-to-excellent credit scoreswho pay their bills in full every month will find opportunities for even more savings and perks.

For example, Discover has teamed up with Amazon.com to bring customers a new rewardsprogram that offers cardholders 2% cash back on up to $250 in purchases each billing period until the end of the year at Amazon.com. Customers can also make purchases at Amazon.com using their cash back bonus to pay for purchases. By linking you credit card to your Amazon account, cardholders can use their points in a dollar-for-dollar exchange at the check-out.

Discover is also offering card members 5% cash back on a wide variety of fashion retailers and restaurants.

The Upromise World MasterCard, issued by Bank of America has its own shopping portals that combine its rebates with rebates from retailers, so that you can get up to 11% cash back on purchases. Shopping for kids? Do not worry because you have not been left out. CitiBank is offering customers 5% cash back on purchases at toy stores.

There are a few things to keep in mind when trying to get the most perks from your purchases. First, if you have more than one rewards card, compare the savings and rewards programs. Then use the one that is going to give them the maximum cash back or rewards for each purchase.

Also, be aware of where you apply for a card because that may change the terms of the rewards program. For example, if you apply for a Citi credit card using their website, they offer $150 cash back on the first $500 of spending. However, by doing a Google search for Citi dividend $200, you will actually get results with a better bonus.

Bear in mind that most cards with revolving rebates require customers to register on the issuer`s site for quarterly rebates every three months.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related News:

Capital One Partners Up With Airlines

Posted: December 12, 2018

Capital One has partnered up with 14 airlines so that Venture and Spark cardholders can now use miles to pay for their flights. What is the transfer ratio? All of the carriers that have partnered up with Capital One, except for Emirates ... Continue reading
Holiday Shopping is Trending

Posted: December 11, 2018

Shopping is definitely in style this holiday season with consumers, according to the new TD Bank Holiday Retail Report, on average they will be spending $530 on gifts. What are the trending gift-giving categories this season? Gift cards ... Continue reading
Some Upgrades Coming for American Express Business Platinum Cardholders

Posted: December 10, 2018

In 2019 people with the Business Platinum Card will be able to take advantage of some upgrades arriving with the new year. These new benefits are designed to boost productivity, as well as give cardholders more perks when traveling for ... Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
For Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
For Excellent, Good Credit
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
For Excellent, Good Credit
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!