Giving Smart This Holiday Season - Other News


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Other » Giving Smart This Holiday Season

Giving Smart This Holiday Season

Giving Smart This Holiday Season
The content is accurate at the time of publication and is subject to change.

The holiday season is about giving, and many charities depend on end-of-year donations. However, it pays to be careful about the causes you support because there are scammers out there looking to take advantage of holiday generosity.

Getting the lowdown on scams

It can be tempting to just pull out your credit card and make a donation when you get an email or phone call from a charity, or even see a link on Facebook or another site, but don’t do it.  Scammers count on people having a knee-jerk reaction, often making their pitches look and sound as realistic as possible.

Take your time and give some thought to the charity you’re considering donating to. To help consumers do their homework, the Better Business Bureau has teamed up with Western Union to create the BBB Scam Stopper.

The BBB has reviewed over 11,000 charities on their website. There is also information on how to avoid scams and the newest ones to watch out for this season. Consumers can also sign up for scam alerts or review them on the site.

Holiday tips for giving wisely

Giving donations directly to the charity is one of the keys to making sure your money goes to the needy, and not to scammers. Never send money to a person who works for the organization. If someone asks you to do that, it’s a red flag for fraud.

Credit card and banking information can be a goldmine for thieves, so don’t share this information with an organization you’re not sure about. Emails or texts may include links to websites. It’s best to go directly to an organization’s website.

Links embedded in emails can take you to sites designed to harvest your financial information or download malware onto your computer, both of which can put you at risk for fraud.

The Better Business Bureau was founded over 100 years ago. It provides consumers with information on businesses and brands, as well as charities. Consumers can also file complaints with them.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related News:

Charitable Giving in Full Swing
Charitable Giving in Full Swing

Posted: December 26, 2014

While the holiday season can mean picking out the perfect gift, and getting a few too, for many Americans it also means giving back by donating to charities. Eighty percent of people plan on giving their time, money or something else to… Continue reading

Banks Donate to Hurricane Irma
Banks Donate to Hurricane Irma

Posted: September 14, 2017

Banks stepped up to help out those affected by Hurricane Harvey, and many have announced a fresh round of donations to help support those devastated by Hurricane Irma after it swept through Florida. They are donating to the Red Cross as… Continue reading

AmEx Fighting Childhood Hunger This Season
AmEx Fighting Childhood Hunger This Season

Posted: December 06, 2013

Dining out is part of holiday fun for many of us, but what if you could help feed children less fortunate by using your credit card to pay for your meal? This holiday season American Express members can do just that. The card issuer has… Continue reading

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
For Excellent, Good Credit
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
For Good/Excellent Credit
See Rates & Fees
Perfect credit not required for approval; we may approve you when others won’t
For Fair/Bad Credit
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!